Roger P Kent

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Roger Kent brings his “seasoned and sensitive” planning-based approach to what are now multiple generations of clients residing nationwide. With Roger’s disciplined focus on clients’ evolving circumstances and objectives, he embraces the importance of meaningful, frequent and candid dialog.

“My role extends well beyond investments. I make it my business to gain a first-hand appreciation of clients. And I want them to benefit from a customized financial strategy – one that can address their personal goals for retirement, wealth transfer, college savings, and business succession, while accounting for wise tax and liability management,” Roger explains. “Before I examine a client’s investments, we work together to establish a stronger financial footing. Preparing clients for likely and unlikely scenarios is the best way I know to preserve their wealth and confidence.”

Roger has long served the complex wealth management needs of physicians, successful small business owners (and their 401(k) plans), retired couples, divorcees, and widows. “Using my knowledge of a client’s preferences and the extraordinary capabilities of Merrill Lynch analysts, I can help minimize risk with client-appropriate investments from portfolios that span asset classes,” Roger says. “I’m proud to be straightforward and transparent – explaining clients’ underlying investments and fees. Enduring relationships are built on foundations of honesty and trust.”
|Deeply committed to assisting clients during their lives’ most challenging transitions, Roger accompanies them on many occasions to meetings he facilitates with their attorneys and CPAs, as well as the Firm’s lending and insurance specialists. Often a client’s “first call” during difficult times, Roger believes that emotional support can be as critical as financial guidance.

“Helping clients is gratifying to me and my two client associates. They’ve each worked at Merrill Lynch for more than 25 years. They know clients very well – and they’re especially skilled at connecting them with the Firm’s extensive resources. We work as a team, on each client’s behalf,” Roger adds.


Roger P. Kent, CFP®, CRPC®
Senior Vice President
Wealth Management Advisor
Senior Portfolio Advisor

Celebrating his 22nd anniversary with Merrill Lynch and long relationships with many clients, Roger joined the Firm in 1994 after working for four years at J.P. Morgan in its Private Banking Group.

Roger is a specially qualified Senior Portfolio Advisor who, in addition to providing traditional advice and guidance, can draw from his experience to help clients pursue their objectives by building and managing custom investment strategies, selecting from a wide range of Merrill Lynch model portfolios and third-party investment strategies. When servicing clients through the Firm’s Investment Advisory Program, a Senior Portfolio Advisor may manage those strategies on a discretionary basis. Roger is a CFP® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Through rigorous and ongoing education, as well as a pristine record of compliance, he has maintained this designation for many years. Roger also holds the Chartered Retirement Planning Counselor℠ (CRPC®) designation.

Born in Louisville, Roger lived in Cincinnati until he was ten years old and spent most of his childhood in Newtown Square (a suburb of Philadelphia). Given his roots in three hotbeds of college basketball, it’s not surprising that Roger is an avid fan of his alma mater, Villanova University, where he earned a Bachelors degree in Business Administration with a concentration in Finance. In his free time, Roger enjoys playing basketball and volunteering as a coach for CYO and recreation leagues. He also conducts youth basketball clinics and sponsors community talks by youth sports experts – to educate parents and coaches about over-use injuries that can result from single sport specialization at an early age. Roger and his wife, Melissa, reside in Chester Springs with their three children and enjoy spending time at the Jersey Shore whenever possible.


Joyce Volpe
Client Associate

As familiar to clients as she is with the Firm’s specialists and resources, Joyce brings nearly 30 years of experience to the office each day. Joyce joined Merrill Lynch in 1986 in the Philadelphia Service Center. Shortly after, she moved to the Firm’s operations in King of Prussia, Pennsylvania, and became a Client Associate – enabling her to serve clients directly. Joyce and Roger have worked together for 16 years.

Joyce earned a Bachelors of Science in Marketing from St. Joseph’s University in 1986. Raised in Springfield, Pennsylvania, she now lives in Media, Pennsylvania with her husband, Mark. Their three children include two in college and one in high school. Joyce’s passion for serving clients is only surpassed by her love of family time. She also enjoys theater, music, travel and working out (especially, yoga). Joyce is also actively involved at St. Mary Magdalen Parish and Philabundance.


Dee Volpe-Gubicza
Client Associate

A true Merrill Lynch veteran, Dee joined the Firm in 1983. Today, she feels privileged to handle an array of financial matters for clients. In addition to their transactions, account and administrative needs, Dee serves as a proactive and responsive liaison between clients, Roger, and numerous specialists throughout Bank of America Merrill Lynch. Dee and Roger have worked together for 16 years.

A native of Manayunk, Pennsylvania, Dee and her husband, Jeff, have raised two daughters and a son. Brianna teaches pre-school. Alyssa attends Penn State and dances for Penn State THON. Jeffrey attends LaSalle College High School and plays baseball there. Dee and her family currently reside in Conshohocken, where she is a big fan of “all Philly sports and Penn State football.” Dee loves to travel, especially to Phillies’ Spring Training in Clearwater, Florida. For years, Dee and her family have provided casseroles on a monthly basis for St. John Hospice in Philadelphia. She belongs to Friends for Friends and Cardinal View Women’s Club (which both serve needy local families). Dee also “adopts” less fortunate families during the Holiday season and makes pillowcases for patients at Children’s Hospital of Philadelphia.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

  • EDUCATION

    Villanova University

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

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Michael L. Venturi

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Diane Gentile-Shapcott

Senior Wealth Management Lending Officer NMLS # 652356

Joshua Moore

Joshua Moore

Wealth Management Banking Specialist

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. I help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. My wealth management approach is about using wealth to help turn goals into reality.

Philosophy

I believe the best financial strategy is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop strategies designed to help address your financial needs.

Approach

I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing financial strategies to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. By gaining a deeper understanding of how you think and feel about investing, through this assessment I can customize financial strategies together. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investment management. My ability to provide access to the investment insights of Merrill, as well as banking, trust and fiduciary services from Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with strategies for transferring wealth to the younger generation.

Focus On Individuals and Families

I work primarily with high-net-worth individuals and families. I’ll begin by getting to know you as we explore the following seven priorities together:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals
I work closely with other trusted professionals to help clients pursue their goals, drawing on the investment insights of Merrill and access to the banking convenience of Bank of America as we do so.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial strategy we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial strategy.

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    Monitoring changes in your life and to your goals
    Monitoring changes in your life and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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    Access to what you need, when you need it

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool

    • Your advisor is never more than a click away within our site or mobile apps
    • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
    • Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool

    *Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

    Let’s Have a Conversation

    Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

    Why Merrill Lynch?

    As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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    We put you first, every day.
    Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

    Personalized advice from a dedicated financial advisor.

    Getting to know you is our primary goal.

    A comprehensive approach, built around your life’s priorities.

    Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

    Adjusting your plan as your life and the markets change.

    We will work to help you stay on track, regardless of what the markets are doing.