Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Siva Veerapandy’s affinity for analytics, research and client devotion is a reflection of his career achievements and passion for lifetime learning. “I’m client-driven and data-driven,” he points out. “I’m also fortunate to have deep experience in equities research, trading applications, and corporate and investment banking. This gives me a perspective on market behavior and the value of serving distinct aspects of clients’ wealth.”
Like Siva, clients are highly accomplished and place great importance on education and hard work. They include active and retired corporate executives who can benefit from Siva’s extensive knowledge of executive compensation plans, as well as physicians and generations of high-net-worth families in New York, New Jersey, Pennsylvania and thirteen other states.
“There’s a big difference between talking to clients and building relationships with them. I work to gain a firm grasp of clients’ personal and professional aspirations, what they need most, and ‘who’ a client really is. I believe my age and sensitivity to clients’ issues also help me facilitate meaningful discussions with clients and spouses, their children, and gather entire families for meetings. Superior wealth management requires my sincere effort and personal integrity,” Siva explains.
Siva believes in taking a long-term approach to building risk managed investment strategies. Based on each client’s goals, time horizon, liquidity needs, and comfort with risk, he uses BofA Merrill Lynch and third-party research to formulate client portfolios that are evaluated over time, to align with tax-minimization and estate planning strategies he coordinates with clients’ CPAs and attorneys. Siva also pays close attention to clients’ liabilities – offering access to Bank of America N.A.
“Rather than be reactive, I prefer to be proactive – calling clients frequently to update them and myself. Serving busy professionals is why I work around clients’ schedules, visiting them in their homes and offices. Being a caring financial advisor means that I’m approachable and available,” Siva adds.
Before joining Merrill Lynch Wealth Management in 2015, Siva spent 18 years in the financial services industry working for firms like Wells Fargo and Morgan Stanley where he began cultivating relationships with dozens of clients he serves today (including many who require his familiarity with executive compensation plans).
Siva is proud to have built a loyal circle of referred client families – and to have earned the Chartered Financial Analyst® designation, an MBA in Finance from Temple University, and a Bachelors degree in Electrical Engineering from PSG College of Technology in India. Siva and his wife reside in Newtown, Pennsylvania with their son and daughter. His passions include traveling, hiking, swimming, and actively supporting charities that serve children in the United States and India.
Wealth & Retirement Planning
Multi-generational Trust & Estate Planning Services
Portfolio Management & Risk Management
Alternative Investments - Hedge Funds and Private Equity
Insurance & Annuities
Access to Lending Services
*Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.
*Any information presented in connection with BofA Merrill Lynch Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized.
BofA Merrill Lynch Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Merrill Lynch Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.
*Chartered Financial Analyst® and CFA® are registered trademarks of the CFA Institute
English & Spanish
MBA in Finance, Fox School of Business, Temple University, Philadelphia, PA
BE, Electrical and Electronics Engineering, PSG College of Technology, India
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
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1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
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