Bridge to a more bullish future?

In just 15 minutes, our strategists offer their insights on the markets at midyear and ways you can prepare for the potential opportunities and risks ahead.

Save the date

Bridge to a more bullish future?

In just 15 minutes, our strategists offer their insights on the markets at midyear and ways you can prepare for the potential opportunities and risks ahead.

Save the date

Merrill Lynch

The Hill Group

Wealth Management

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Merrill Lynch
Wealth Management

As a multi-generational family team that has earned consistent
industry recognition and the loyalty of clients nationwide,
we believe that superior wealth management
should be judged by the value it provides
– not just to a single client, and not just in the short term ­–
but to their families and enterprises
for years to come.

 

Awarded Forbes “Best-in-State Wealth Management Team” 2023 and 2024

(published annually in January. Rankings based on data as of March 31st of prior year.)

Welcome

At The Hill Group, we have earned industry accolades and a largely referred clientele for our ability to create enduring relationships and positive results.

With our advisors’ tenures ranging from over 40 years (Jeff), his brother (Ken) over 30 years, Jeff’s son (Nick) over 10 years, to two years (Colin), we excel working with client families, young and older, existing and new, with a unique blend of skills, knowledge and capabilities.

What distinguishes our team? In addition to our proud tradition of excellence, we are among a select number of groups in which three advisors hold the CERTIFIED FINANCIAL PLANNER™, CFP® certification. Their training reflects our devotion to planning – helping clients explore, prioritize, and fulfill their most cherished goals.

Our objective? To develop an intimate appreciation of how clients view their wealth – and the opportunities, responsibilities and challenges that come with it. Once purpose is defined and family values/dynamics are understood, we can evaluate distinct aspects of clients’ wealth. By listening to clients, we learn. And by learning, we can craft meaningful strategies that address multiple aspects of clients’ financial needs:

 

  • Investment and retirement planning
  • Executive compensation strategies
  • Liability management
  • Exit and succession planning
  • Tax minimization
  • Trust and Estate planning
  • Education planning

What We Believe

At The Hill Group, we believe that clients appreciate our team’s energy, acumen, and more than 110 years of cumulative wealth management experience. This unique synergy allows us to bridge generational gaps and talk comfortably with clients of all ages about mutual interests and experiences, not only financial matters. Talking frequently and casually, we are able to help “the next generation” of clients’ families.

As a multi-generational family team, we look at the impact of financial decisions on entire families for the short- and long-term. It is important to assist, educate, and provide for clients’ growing and adult children, and often, their elderly parents. On many occasions, we “bring all stakeholders to the table” to develop and explain integrated approaches that span investment planning, retirement planning, tax minimization, and estate planning strategies.

Each of us is proud to deliver the sophistication of Wall Street with the sincerity and integrity of Main Street.

At The Hill Group, “we serve people, not just their portfolios.” That’s why we need to know what makes you tick financially and emotionally. Each of us are passionate about what we do – and appreciating what you think, feel, and hope to accomplish.

Clients can expect The Hill Group to:

  • Spend quality time with you to learn about your specific needs and financial goals today, tomorrow, and your long-term future.
  • Take care and time, using external and internal research, to build a personalized strategy that will simplify your life while being able to pursue what is most important to you
  • Coordinate with clients CPA’s and Attorney’s for wholistic wealth management/tax minimization
  • Talk frequently and thoughtfully with you. This helps us update you on progress being made toward stated goals and update ourselves on changes in your lives and outlooks. We do this by applying a disciplined planning approach that focuses intensely on understanding clients’ values and visions.
    • To plan effectively, three of our advisors hold the CERTIFIED FINANCIAL PLANNER™, CFP® certification and devote time to receiving ongoing industry training.
  • Handle life events, together. No matter what life throws at you such as serious illness, loss of a spouse, or an unrelated non-financial matter we are here for you and encourage you to contact us
Our goal is to surpass your expectations with a degree of acumen, and attention. There is no greater privilege for us than watching clients enjoy milestones that we helped make possible. Going the extra mile for you is never going out of our way and given the opportunity, we would like to do the same for you.


*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Focus On High-Net-Worth Individuals and Business Owners

We offer clients a breadth of potential solutions, premier customer service and financial tools based on their unique circumstances. No matter what your goals may be, the process begins by defining and prioritizing your financial goals based on the following:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together; defining your financial goals
The team’s industry knowledge and experience helps them provide you with:
  • Potential risk management strategies
  • Trust and estate planning services
  • Tax-minimization strategies
  • Access to Bank of America for your credit and banking needs
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Michael Perticari

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #535721

Christopher Caradec

Wealth Strategies Advisor

Bank of America, N.A.

Michael J Friedman

Wealth Management Banking Specialist

Merrill

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.