Profile

Nikki brings a largely referred, multi-generational clientele more than 20 years of financial services experience and an ongoing planning process that touches every corner of their financial picture - from investments, retirement and succession planning, to tax-minimization and estate planning strategies.  

For Nikki, going the extra mile for clients is never going out of her way - especially when she can tackle a problem that weighs on their mind.  She has helped client's explore the sale of a business, connect them with other professionals, consolidate numerous retirement plans and insurance policies, and hosted meetings to address the needs of different family members.  

Nikki considers herself a caring "life advisor" for clients, many of whom are active and retired business owners and corporate executives.  She says, "I enjoy helping clients who really need my energy and resourcefulness.  Both allow me to address situations beyond what many expect from an advisory relationship.  I help clients explore retirement, work-optional lifestyles, how to invest an inheritance, strategies for Social Security, and tax-efficient strategies to support their family or a worthy cause.  I also open lines of communication with clients'' CPAs and attorney, to facilitate a more comprehensive planning approach.  

To learn from clients, Nikki asks questions, "What brings you here - and why now?  What's your greatest financial concern - your retirement, an inheritance, your family's future, or something entirely different?  What's been your experience with investing?  And what role would you like me to play?"

When it comes to investments, Nikki utilizes the firm's Chief Investment Office and its award winning analysts.  Most important to Nikki is that each portfolio is diversified across many asset classes (typically equities, bonds, ETFs and alternative investments*) and uncomplicated, so that clients can understand what they own. 

Nikki is a lifetime learner who finds that her industry training allows her to deliver an extra measue of knowledge and know-how.  She holds the Chartered Financial Consultant® (ChFC®) designation from the American College and the Certified Plan Fiduciary Advisor, CPFA® designation, awarded by the National Association of Plan Advisors (NAPA).

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.

*The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of BofA Corp. This information should not be construed as investment advice and is subject to change. It is provided for informational purposes only and is not intended to be either a specific offer by Bank of America, Merrill or any affiliate to sell or provide, or a specific invitation for a consumer to apply for, any particular retail financial product or service that may be available.

*Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2022 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

Nikki follows the deep seated Merrill tradition of giving back to her community.  After travelling the world with her husband's military career, she has been excited to set down roots and enjoys volunteering in her community, especially with non-profits like Allied Arts and many others.