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The Cunningham Team

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Outlook 2022:  Dawn of a breakout era?
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Outlook 2022:  Dawn of a breakout era?
Outlook 2022: Dawn of a breakout era?

Experts discuss what’s in store for the markets and economy – and ways to prepare.

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Merrill Lynch

The Cunningham Team

Wealth Management Group

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Merrill Lynch
Wealth Management

Every client is entitled to the highest level of personalized service and care. With the global resources of Merrill, we’ll place you at the center of the wealth management process as we work together to design goals-based financial strategies to help you reach the goals that matter most to you. The Cunningham Team has had a Merrill Beaufort presence since the doors opened in 1995, and currently work with clients in over 25 states.

The Cunningham Team

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Our Mission

For over 25 years, Jack and the team have worked closely with individuals, families, and businesses, helping them streamline the complexities and capitalize on the opportunities of wealth. We make it a point to understand what matters most to each client, whether they’re a retired teacher or selling their company. We recognize the importance of capital preservation to clients, sensitive to the sacrifices they have made in attaining their wealth. We take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. Our wealth management approach is about using wealth to help turn goals into reality.

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Our Investment Philosophy

The main role of the financial advisors on our team is client interaction, and to be able to be there when our clients need us. When working with us, we will help you design, implement and regularly review a customized wealth management plan, including a disciplined retirement income strategy that helps you and your family pursue your personal financial goals without taking on unnecessary investment risk. We are relentless in our focus on risk-adjusted performance relative to a client’s long-term goals.

We feel that portfolio management should be chosen unbiasedly of brand and strictly on appropriateness for the client. We draw upon Merrill economic forecasts and market projections, as well as thought leadership from third-party sources, to inform our market outlook and stay abreast of evolving conditions. Having access to the preeminent portfolio managers across the globe, and identifying those that we believe can deliver consistent and prudent returns, in our eyes, is the true meaning of how Merrill brings “Wall Street to Main Street”.

Success Through Collaboration

Drawing on the resources of Merrill, The team is adept at harnessing the Firm’s capabilities in a manner that is robust and holistic and we look to bring the expansive abilities of the Firm to clients in a warm and personalized manner. Working with a vast team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life. Our ability to provide access to the investment insights of Merrill and the banking convenience of Bank of America offers a way for clients to manage all of the pieces of their financial lives. 


1. Wealth Management Planning – We clearly articulate how each financial decision impacts financial security; both in the long and short-term. We will also assist in making recommendations for Trust and estate planning strategies.

2. Investment Management – Have a clear understanding of your financial goals to help make sure your lifestyle is never disrupted. The effort is to help secure, improve and preserve investment assets.

3. Premier Banking – Facilitate and take care of all credit and balance sheet management including mortgages, credit cards, basic banking, bill payment etc.

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Focus On High-Net-Worth Individuals and Families

We’re fully versed in the many issues that affect wealth management. No matter what your short- and long-term goals may be, we’ll begin by getting to know you as we explore the following seven priorities together:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together; defining your financial goals
We work closely with other professionals to help clients pursue their wealth management goals, drawing on the investment insights of Merrill and offering access to the banking convenience of Bank of America as we do so.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Patrick Cunningham

Forbes “America’s Top Next-Generation Wealth Advisors”  2018 and 2020

Forbes "Best-in-State Next Generation Wealth Advisors" in 2019

Jack R Cunningham

Forbes “Best-in-State Wealth Advisors”  2018 and 2019

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Mary Johnson

Mary Johnson

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #664330

David Samman

David Samman

Investment Solutions Group Portfolio Strategist

Bank of America, N.A.

Brittany McNeil

Brittany McNeil

Wealth Management Banking Specialist

Merrill

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.