The Cunningham Team

For over 25 years, our team has worked closely with individuals, families, and businesses, helping them streamline the complexities and capitalize on the opportunities of wealth. Our team has been fortunate to be able to work with multiple generations of clients and is one of the primary sources of having clients in over 20 states.

We recognize the importance of capital preservation to clients, sensitive to the sacrifices they have made in attaining their wealth. Our wealth management approach is about using wealth to help turn goals into reality.

The Cunningham Team is one of the most recognized names in Wealth Management in the area, and with the resources of Merrill and Bank of America, we are the essence of bringing access of Wall Street to Bay Street. In 2024, Our team was named to the Forbes "Best-in-State Wealth Management Teams" list (Published on January 9, 2024. Rankings based on data as of March 31 2023.***)

Whether it be working towards an aspirational purchase, or up to, and through retirement – our teams number one focus is to protect our clients lifestyle. In a world and industry of everchanging and unexpected hurdles, we have consistently adapted, evolved, and refined our approach in the pursuit of doing everything we can to control the controllable.

The main role of the financial advisors on our team is client interaction, and to be able to be there when our clients need us. We will help you design, implement, and regularly review a customized wealth management plan that helps you and your family pursue your personal financial goals without taking on unnecessary investment risk. We are relentless in our focus on risk-adjusted performance relative to a client's long-term goals.

We feel that portfolio management should be chosen unbiasedly of brand and strictly on appropriateness for the client. Working with a team of specialists, we draw upon Merrill economic forecasts and market projections, as well as thought leadership from third-party sources, to inform our outlook and stay abreast of evolving market conditions. With access to both our global financial institution and the preeminent portfolio managers across the globe, we seek to identifying those that we believe can deliver consistent and prudent returns. In our eyes, this is the true meaning of how Merrill and The Cunningham Team brings "Wall Street to Main Street".

*The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., ("Bank of America") and Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S" or "Merrill"), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.

Drawing on the resources of Merrill, our team is adept at harnessing the Firm's capabilities in a manner that is robust and holistic. Working with a vast spectrum of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect the haspirations for yourself and future generations of your family. Our ability to provide access to the investment insights of Merrill and the banking convenience of Bank of America offers a way for clients to manage all of the pieces of their financial lives.
Individuals and Families

Wealth Management Planning – We clearly articulate how each financial decision impacts financial security; both in the long and short-term. We will also assist in making recommendations for Trust and estate planning strategies.

Investment Management – Have a clear understanding of your financial goals to help make sure your lifestyle is never disrupted. The effort is to help secure, improve and preserve investment assets.

Banking and Lending – Facilitate and take care of all credit and balance sheet management including mortgages, credit cards, basic banking, bill payment etc with access to Bank of America

Businesses, Communities, and Organizations

Enhancing and optimizing cash while staying within your required risk and liquidity needs

Retirement plans

Investment management

Purchase, sale, merger or transfer of a business

*Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. *Trust, fiduciary, and investment management services are provided by Bank of America, N.A., Member FDIC, and wholly owned subsidiary of Bank of America Corporation ("BofA Corp."), and its agents.

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Helping you create a personalized plan

At Merrill, we go beyond the traditional role of an advisor.

• Your goals, concerns and attitude about investing are the foundation of your plan.
• We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family.
• We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Giving you access to our teams and solutions

Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with:

• Bank of America specialists, such as mortgage or trust professionals
• Timely insights from BofA Global Research1 to help you stay informed and navigate ever-changing markets
• A full suite of Merrill investing and Bank of America banking solutions

¹_{BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").}