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The Folline King Group

Merrill lynch

The Folline King Group

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Merrill Lynch
Wealth Management

At the Folline King Group, we dedicate ourselves to simplifying financial complexity for our clients. 


Wealth brings with it an intricate combination of opportunities, questions, and responsibilities. While it increases your options, it also increases the number and complexity of decisions. Poor decisions can have profound consequences. People often seek a professional wealth manager when they realize that investing and wealth management planning are difficult and time-consuming tasks.

Ultimately, our services may allow you to pursue those things in life that you do best and enjoy the most while giving you the confidence that your financial security has the full-time attention of our team of professionals.

Working with You

Our team follows two overriding client precepts:

No cookie cutters. Portfolios and service plans are tailored to the specific needs of each client.

Communication is key. Portfolios are created by understanding the client’s needs; they are maintained successfully through ongoing client communication. 

Customization at the Folline King Group is not limited to portfolio construction. Whether your needs include goals based planning, “on call” consultations, or comprehensive banking solutions from Bank of America, we are acutely aware that our responsibility to our clients extends beyond investments. We view our role more than mere financial advisors. To guide you successfully through the thicket of intergenerational wealth management planning and wealth preservation, we aspire to become your family counselor. 

The only way for us to achieve this goal is by getting to know you. It’s not an overnight process; you have complex needs, and we must strive to understand them. The journey from new acquaintance to trusted family counselor is a long one, but it’s one we enjoy taking. We take great pride in joining our family with yours, and in pursuing results that will keep us joined for years.

How We Are Different

Many financial advisors have moved away from the direct management of client investments to a more hands-off role often referred to as a ‘manager-of-managers.’

The drawbacks to this outsourcing strategy include:

Loss of Transparency (Do you know what you own?)
Lack of Control (You can lose money and still have to pay taxes!)
Creates Over-Diversification (aka Diworsification)
Increased Costs (Another layer of fees = Reduced Performance)
Lack of Communication (Personal interactions about strategy and portfolio changes are rare)

At the Folline King Group, we build and manage customized portfolios that aligns with our client’s specific goals and risk/reward profile. 

The cornerstone of our investment platform is built around our proprietary Quality-Dividend Growth portfolio. We strive to create a growing retirement paycheck by harnessing the power of consistent dividend growth.


Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Robert N King

Forbes “Best-in-State Wealth Advisors”  2018 - 2021

Joseph Read Folline

Forbes “Best-in-State Wealth Advisors”  2018 - 2021

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.