Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

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Merrill lynch

TCG & Associates

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Merrill Lynch
Wealth Management

Our team is committed to exceeding your expectations by providing you with value-added professional services and the highest degree of personalized attention and care.
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Helping you achieve your goals begins with understanding how you think and feel about investing which, in turn, helps the team align your wealth management plan to what matters most to you and your family. Whether you are focused on retirement income planning, education funding, wealth transfer, or simply getting more out of life, the team works closely with you to create a framework designed to optimize your short- and long-range goals.

 

It may be time for a new approach to the journey ahead – one based on your best interests while providing you with the trust, accountability and care you desire along the way. TCG & Associates can guide you along this path, providing the resources needed to help you connect to a better financial life.

Maintaining Steady Focus on the Right Objectives

Significant wealth is complex, and demands constant attention and appropriate strategic responses. Through the intellectual capital, talent and experience of our professionals, we’re capable of responding to a wide range of client situations and wealth challenges. Each of our team members possesses a set of crucial skills, and together we create a foundation of knowledge and action that is highly accessible to clients.

We strive to maintain objectivity while helping you make choices based upon what’s appropriate for you, your family or your organization. Our team welcomes the opportunity to show you firsthand what we do and how we do it for high-net-worth families, foundations and institutions.

TCG & Associates is committed to offering you dynamic wealth management.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Michael Phemister Velasco

Forbes "Best-in-State Wealth Advisors" 2020, 2022
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

William Phemister Velasco

Forbes "Top Next-Generation Wealth Advisors" 2018
Published annually Jul. - Sept. Rankings based on data as of March 31 of current year.

Ladd G Lumpkin

Forbes "Best-in-State Wealth Advisors" 2022
Published on April 7, 2022.  Rankings based on data as of June 30, 2021.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Ricardo Armando McLean

Wealth Management Banking Specialist

Merrill

Ronald D Takac

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #505438

Upcoming Events

Women's Market Outlook

December 13th, 2022|5:30 PM

Topic: Seeing the forest for the trees: Investing for the future

This month we will have a Market Outlook and a Holiday Celebration! 

**Please feel free to share this invitation with friends and family who may be interested. 

  • Snacks
  • Hors d'oeuvres
  • Beverages

For more information: 803.733.2167 or paula.sabbagha@ml.com

Past Events

July Wine and Learn - Skin Care

1301 Gervais St, Suite 2000, Columbia, SC 29201

July 12th, 2022|5:30 PM EST

We are hosting a special Wine and Learn session on Dealing with Skin Cancer and Reconstruction with Dr. Kayla Humenansky.

 

Join us for an informative and interactive session and learn about various types of skin cancer, skin cancer screening, skin care - including what works vs what's trendy

 

Dr . Kayla Humenansky started as Columbia’s first female plastic surgeon. She is passionate about performing aesthetic and reconstructive procedures of both the face and body.

 

 

We would love for you to join us.

* RSVP today to Paula Sabbagha

  • Snacks
  • Hors d'oeuvres
  • Beverages
TCG Market Outlook

July 28th, 2022|4:00 PM

    August Wine & Learn: Social Security and You

    1301 Gervais St., Suite 2000, 20th Floor , Columbia , SC 29201

    August 9th, 2022|5:30 PM

    You’re Invited! 

    You’ve paid into the system for years and now it’s your turn to reap the rewards of your hard work. However, there are many rules governing when and how you can receive these funds. When you decide to collect can be a function of a variety of elements — including your current health, family history of longevity, marital status and the age difference between you and your spouse.
    Join us for an informative seminar during which we’ll discuss:

    •Who is eligible for Social Security benefits.
    •What factors you should consider before starting your benefits.
    •When is the most appropriate time to start taking benefits.
    •Ways in which you can potentially maximize your benefits.

    Hosted By:
    Merrill, Paula Sabbagha, CFP®, First Vice President, Wealth Management Advisor

    *Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S.

    • Hors d'oeuvres
    • Beverages

    Staying on Track

    We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



    Reviews to help you
    stay on track

    We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



      Changes in your life
      and to your goals

      Your life and goals change. As these changes occur, we can update your approach to reflect them.

      #DigitalMerrill

      MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

      Your advisor is a click away within our site or mobile apps

      You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

      Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

        Let’s Have a Conversation

        Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

        Why Merrill?

        As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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        We put you first, every day.
        Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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        Transcript of Video 

        No question too big or moment too small

        For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

        Personalized advice from a dedicated financial advisor.

        We get to know you and your family, your financial situation and what matters most to you.

        A comprehensive approach, built around your life’s priorities.

        Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

        Adjusting your investment approach as your life and the markets change.

        We will work to help you stay on track, regardless of what the markets are doing.