Midyear Outlook 2022: Turning volatility into opportunity
Midyear Outlook 2022: Turning volatility into opportunity

Chris Hyzy, Chief Investment officer for Merrill and Bank of America Private Bank sits down with special guest Ian Bremmer, President, Eurasia Group and GZERO Media plus experts from BofA Global Research to discuss what they’re watching for in the second half of the year that could affect the markets and bring potential new opportunities.

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Profile

M. Kathryn “Katye” Jones, CRPC
Vice President
Senior Financial Advisor
Portfolio Advisor

Working on the Institutional side of Wall Street and now on the retail side of Wall Street has allowed me to gain a well-rounded understanding of Wall Street. With the depth of knowledge of both sides of these markets, I have a heartfelt passion to help my clients put their values into action – especially when life’s greatest difficulties may distract from the financial goals they’ve long envisioned.

I’ve enjoyed a successful career working for Merrill Lynch Wealth Management – devoting my energy and enthusiasm to serving a loyal, multi-generational clientele in Tennessee (and 17 other states). My clients look to me for wisdom and support to help move life forward. With rigorous training and working as an advocate for my clients, I initiate a wealth management approach to high net-worth individuals and families. Primary areas of my practice include Retirement Planning, Long Term care and Life Insurance planning, Business Retirement plans and Special Needs Services.

I obtained the Chartered Retirement Planning Counselor, CRPC designation. In addition, I am a qualified Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill or approved third- party investment managers’ strategies, funds or portfolios.



 
Over the years, I have actively supported the YMCA, Alzheimer’s research and served on the Board of Alexian Village of Tennessee (a retirement/healthcare community). I have also presented on Autism at the Autism Symposium at Lee University and ALS (amyotrophic lateral sclerosis) at the Everyday Hero’s Gala in Chattanooga, TN.  Inspired by my mother who cared for my oldest with special-needs sister and my other sister who suffered through ALS, I learned early on that life’s challenges can be unforgiving and that helping others is my gift that should be shared. Speaking at various events around the area, I hope to support finding a cure for ALS.  Aside from my professional life, one could call a cure for ALS one of my greatest personal passions.  


 

  • LANGUAGES

    English

  • EDUCATION

    University of Tennessee System

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

WELCOME

Despite the bumps you may encounter – financially, professionally and personally – I am here to help you focus on your aspirations, rather than feeling stuck in a current situation.

For years, I’ve brought clients the wisdom of Wall Street and the authenticity of Main Street. In fact, I began my career at Merrill where I worked in institutional investing. In that role, I learned that dozens of global factors could affect people’s portfolios. With this knowledge, I now help clients grow and preserve wealth to the extent they’re comfortable with risk. I never forget that I’m helping to manage each client’s money (not mine). I admire clients for reaching a point where they can trust my input as an unbiased, fact-based advisor.

Who do I serve? Successful business owners, corporate executives (some with concentrated stock), physicians, attorneys, retired couples (who need to keep growing their wealth), widows and generations of their families across Tennessee and in 17 other states. I’ve also come to serve a circle of families I’ve helped with special-needs trusts for their children.

What distinguishes my offering? I treat clients like members of my family and treat their finances like a business. That demands my vigilance and skillset. Having served many clients for as long as 30 years and now their referred colleagues and family, I believe they value the longevity and quality of our relationships. Given that we’re the right fit, I hope to begin a long-term relationship with you, as well.

MY HANDS-HELD APPROACH

I take a highly personalized, planning-based approach with each client. My goal is serving your needs – not fitting them into a “cookie-cutter” investment strategy.

To help you articulate your goals and concerns, I want to know what’s on your mind and in your heart. Whether we’re sitting in my office, your home, or together at lunch, I’ll ask about your family, your proudest achievements, and your greatest fears. I’ll also listen intently to your questions, “When will I have enough to retire? Am I efficiently incorporating the new tax plan? My late husband took care of our financial paperwork – where do I start? How can I preserve wealth and still benefit from traditional market growth?  How will I pay for Long Term Care"?

Experience tells me that the “what if’s” in your life also need to be addressed sooner, rather than later.

I’ll review your will, health care proxies and other documents that can have a lasting impact on intergenerational wealth. We will also discuss your insurance coverage (or lack thereof) – especially, long-term-care insurance – as well as your Social Security strategy, and what would happen to your family if you don’t wake up tomorrow?

When helpful, I may also coordinate with our firm’s specialists and with your other trusted advisors. I can accompany you to the offices of your CPAs and attorney or host meetings in my office – to help align tax-minimization and estate planning strategies. To help enhance both sides of your balance sheet – assets and liabilities – I can connect you to specialists at Bank of America, N.A. for residential, commercial, and securities-based lending. “Bringing the right people to the table” on a regular basis reflects my commitment to serve the very best interests of you and your family.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.


*M. Kathryn “Katye” Jones NMLS ID 590362 

A WEALTH OF INVESTMENT EXPERIENCE

My background in institutional investing is rare among financial advisors. For much of my career, I spent years in institutional investing on the Merrill municipal bond trading desk. This experience afforded me first-hand insights into the behavior of global markets, the power and trends of interest rates, the effects of inflation, and the intrinsic value of stocks, bonds and other instruments.

Today, my ears remain open to the equity markets, government and corporate bond markets, the thought leadership of Merrill analysts, and others worldwide. Using professional managers I’ve known for many years – all whom are subject to the firm’s approval and due diligence – I am able to build custom portfolios that are as different as you are. Each strategy reflects you, the client – rather than me, the advisor. I weigh your risk tolerance, need for liquidity, investment timeline and short- and long-term goals. I also look for tax-efficiencies and, often, at high-dividend growth potential among large companies that have a tradition of solid returns.

As much as I know about global markets, I never forget that I’m in a “relationship business.” Providing you with a rewarding wealth management experience demands my genuine appreciation of who you are and why you’ve come to me. Quite simply, I can do my best work for clients whom I know well. That’s why it’s incumbent on me to continuously learn from you – not just at the outset of our relationship, but as it progresses. My goal is to help you succeed financially and emotionally.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

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    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.