Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
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Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.
As much as the market changes, so does the lives of our clients. We understand each individual has a unique situation and thus specific needs, goals and preferences that need to be addressed.
Our investment philosophy keeps this fact front of mind to ensure a client’s Asset Allocation is always reflective their current circumstances, goals, feelings and family dynamics. This is not a static process, but is in fact an ever-evolving, ongoing process which includes 1) rebalancing when the market drives styles and sectors out of balance, and 2) re-allocating when the client's situation, goals, feelings, or family dynamics change. Asset Allocation is responsible for greater than 90% of an investor’s portfolio returns, and we believe asset allocation management is the most appropriate approach to proper Behavioral Investment Management.
Our clients feel confident in knowing they have a plan in place to help achieve what is most important to them, their life proprieties. This plan gives them security, knowing all they have to do is stay the course and we will help take care of the rest.
Our goals based approach to wealth management puts the investor at the center of the wealth management process. We want to identify and prioritize which goals matter most to you. Whether that's buying your dream home, paying for college, managing future health care expenses, or preparing to pass on your wealth to the next generation, we start by listening and learning more about you.
Using the Merrill Lynch Investment Personality Assessment is just one way we are able to gain a deeper understanding of your investing preferences. This enables us to help you design, implement and monitor a personalized wealth management strategy tailored to pursuing your personal financial goals.
Leveraging the individual strengths of our team, we are able to serve clients with needs that range from retirement and estate planning services, to portfolio and risk management. Additional products we offer include Cash Management Account (CMA), alternative investments and mutual funds, as well as Bank of American checking and savings amounts, and credit cards. The investment insights of Merrill Lynch combined with the banking convenience of Bank of America enable us to help you simplify your financial life. We want to be the financial resource that you can come to when you have any questions or concerns.
No matter what stage of life you are in, we can work together on a wealth management plan for the future. Understanding your life priorities and values is critical step in building your personalized wealth management strategy. Together, we will explore your life priorities.
•Health: Managing healthcare expenses, now and in the future
•Home: Upsizing, downsizing, remodeling or buying a vacation home
•Family: Taking care of those closest to you
•Leisure: Spending your free time in ways meaningful to you
•Giving: Volunteering, mentoring others and giving to charities
•Work: Working in retirement, selling or starting a business
•Finance: Bringing it all together and defining your financial goals
This conversation works to narrow down what matters to you, so your plan can be customized around your life priorities. Identifying and discussing these life priorities will continue to be a central part of our regular conversations.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
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We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.