Tune out the noise: Wealth planning for the year ahead

Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.

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Wasana Pangan

Wasana Pangan, CPFA, CFP

Senior Vice President
Wealth Management Advisor
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Merrill Lynch
Wealth Management

To earn client trust, I follow a philosophy of TRUST in my service model. I only give Truthful and unbiased advice, Respond promptly to client's needs, understand the Uniqueness of each client, constantly acquire State of the art knowledge and skills, and perform Thorough analysis. I believe that with a well defined wealth management plan, proper execution, and close tracking and evaluation on a regular basis, a client's goals can be reached.

Profile

Prior to joining Merrill in 2006, I was an economist and analyst for the Central Bank of Thailand. Fluent in English and Thai, many of my clients are uniquely successful individuals and families who are concerned with preserving, growing and transferring their wealth to future generations.

One of the most rewarding parts of my job is getting to know my clients and their families and helping them prepare for what’s next. I recognize that everyone is unique and understand the importance of taking on a customized approach with each client.
 
I see myself as a problem solver and the more I know about you, the better I can help. I want to understand the goals you have for yourself and your family, your feelings about where you are and where you hope to be and, of course, your fears and the things that might prevent you from achieving those goals.

Traditional financial management focuses solely on your investable assets. I look beyond your stocks and bonds to understand your life goals and are committed to helping you find strategies to reach them.

I can also draw on a team of experienced specialists throughout Merrill and Bank of America banking services to help you achieve your financial objectives, while giving you the freedom to focus on what is important in your life. My goal is to develop and maintain long-term relationships with you and your family and take a deeper approach to all of your wealth management needs.

Dedicated to lifelong learning, ongoing education is at the heart of what I do. I earned my Bachelor’s degree in electrical and systems engineering from King Mongkut's Institute of Technology Ladkrabang in Thailand, a Master's degree in industrial engineering from Columbia University and a Ph.D. in economic decision analysis from Georgia Institute of Technology. I am also a CERTIFIED FINANCIAL PLANNER™, CFP® professional and hold the Certified Plan Fiduciary Advisor, CPFA designation. My husband, Ed, and I live in Austin with our two children.  

  • LANGUAGES

    English & Thai

  • EDUCATION

    Georgia Institute of Technology, Ph.D.

    Columbia University, MS

    King Mongkut's Institute of Technology Ladkrabang, B. Eng

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Mary Elizabeth Murphy

Retirement Specialist

Bank of America, N.A.

Daniel Scalley

Wealth Strategist

Merrill

Erron G Wilson

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #620175

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

Since joining Merrill in 2006, I have enjoyed serving the needs of a diverse set of clients. I believe it is important for everyone to have an opportunity to gain access to and understand the many ways they can manage their finances. My approach is to embrace your distinct culture and background, deeply understand your particular goals and motivations, and cater to your unique needs to help form meaningful and long-lasting client relationships.

From business owners and executives to professionals and other successful individuals, my clients have different perspectives on wealth and the world. While they may have taken various paths to my door, many are facing transitions in life such as buying or selling a business or planning for their retirement. By taking the time to listen to and value your experiences, I am better able to understand your interests and concerns and guide you in a direction that is a best fit for your individual and family’s needs.

A common misconception is to equate wealth planning solely with investing. As a Wealth Management Advisor, I take a big picture view of your situation, including fundamental areas such as risk management, credit and lending solutions, and estate planning services. I believe that it takes an experienced wealth management professional to foster honest and on-going communication, gain a deep understanding of your needs and values, and identify strategies that complement your goals.

My mission is to serve as your financial advisor for life, handling all matters related to managing and preserving your wealth, and building your legacy – so you are free to focus on enjoying your life and the people important in it.

*Credit and Lending Services are through Bank of America, N.A.

Philosophy

I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.

Approach

I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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    #DigitalMerrill

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      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

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      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.