Constantinesco, Owens, Black, Ledford & Associates
Merrill Lynch Wealth Management
13355 Noel Road
Suite 700
Dallas, TX 75240
(972) 386.1375
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Understanding your life priorities is an important part of the relationship with you. It’s not just about markets and returns, it’s about what matters most to you.  We can collaborate to help create a personalized plan designed around you, your family, your goals and your aspirations.
Constantinesco, Owens, Black, Ledford & Associates
Merrill Lynch Wealth Management
Welcome

Managing your wealth begins with a deep understanding of your full financial picture. Based on what matters most to you, we can help create a strategy as flexible as today's changing market conditions, and we can provide access to the investment insights of Merrill and the banking convenience and lending solutions of Bank of America. Our team will work to help you pursue your goals through personalized wealth management strategies.

Recognition
Gary Owens
Barron's "America's Top 1200 Financial Advisors State-by-State", 2016
(Published on March 7, 2016. Rankings based on data as of September 30, 2015.)
Robert Black
Forbes "Best-in-State Wealth Advisors", 2021-2024
(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)
Forbes "Best-in-State Wealth Management Teams", 2023-2024
(Published annually in January. Rankings based on data as of March 31 of prior year.)
John Ledford
Forbes "Best-in-State Wealth Advisors", 2021-2024
(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)
Forbes "Best-in-State Wealth Management Teams", 2023-2024
(Published annually in January. Rankings based on data as of March 31 of prior year.)
Click here to learn more about advisor recognitions
Meet Our Team
Gary Owens
Managing Director, Private Wealth Advisor
214.303.5893
Robert Black
Senior Vice President, Senior Financial Advisor
972.383.6905
John Ledford, CPWA®
Senior Vice President, Wealth Management Advisor
972.383.6903
Frederik Constantinesco, ChFC®
Senior Vice President, Wealth Management Advisor
972.386.1375
Travis Owens, AWMA™
Private Wealth Manager
214.303.5892
Patricia I Fuentes Lara, ChFC®
Financial Advisor
972.383.6914
Allison Williams
Assistant Vice President, Private Wealth Associate
214.303.5857
Mastura Zahid
Officer, Registered Senior Wealth Management Client Associate
972.383.6909
Rony Nehring Interiano
Registered Wealth Management Client Associate
972.386.1359
Raymond Salinas
Wealth Management Client Associate
972.980.8626
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Joseph Michael Cuff
Structured Credit Executive
Lisa C. Gratz
Wealth Management Lending Officer
NMLS #536196
Jocelyn T Smith
Retirement Specialist
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CPWA® and Certified Private Wealth Advisor®. Use of CPWA®, and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for wealth advisors.
Accredited Wealth Management Advisor™, AWMA™, and the AWMA™ logo certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.