Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
Changes in life can require changes to your investment approach. Whether it’s a small or significant event, we don’t assume what was right for you at one time may also be right at another time. Our financial advisors can offer you the Merrill resources and investment choices—along with access to banking services from Bank of America—that can help you position yourself for the
retirement lifestyle you desire.
Stephen began his career at age 17 in the mailroom for Verizon and its predecessor companies. During his 30-year tenure, he held a variety of roles including finance, treasury, sales, operations and business development. After years of increasing responsibility, he retired at age 46 as Senior Executive.
With a strong desire to give back to the community, Stephen later assumed a role as CEO and Executive Vice President for a Dallas non-profit, where he directed investments and provided governance for their endowments. After helping the organization recover from the brink of bankruptcy, Stephen was recruited to Morgan Stanley’s financial advisor training program. During his tenure, he became a Senior Vice President and Portfolio Manager working with a select group of affluent clients.
Stephen joined Merrill in 2016 and today he brings his well-rounded background in corporate finance, investments and business development to his work with corporate executives, entrepreneurs, multiple generations of families, non-profits, foundations, and members of the LGBT community. He also finds particular satisfaction working with women, including business professionals, divorcees and widows, to help them make informed financial decisions that accurately reflect their short- and long-term financial goals.
Serving a select number of clients by design enables Stephen to devote significant time and resources to every relationship and guide them through the disciplined process that their unique situations require. His process begins by developing a deep understanding of his clients’ lives and the things they value most. Employing “what if” scenarios and simulating the impact on their current lifestyle and retirement helps Stephen develop customized investment portfolios based on global macroeconomics and designed to pursue what’s most important to clients and their families.
Stephen is an avid writer, enjoys the outdoors, and spending time with his family and friends when not working.
University of Phoenix
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
I believe it’s important that you seek the advice and guidance of an experienced financial advisor who can thoughtfully analyze your situation, work with you to identify potential solutions that address your needs, and clearly communicate them to you. I want to work with you to develop your wealth management approach for the future.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
We will work to help you stay on track, regardless of what the markets are doing.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.