Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Investment strategies are coordinated along two fronts. First, with a solid understanding of your goals and personality, we develop portfolios specifically designed to address your short, intermediate, and long-term objectives. Second, utilizing BofA Merrill Lynch Global Research, we make intelligent and informed portfolio adjustments in accordance with the dynamic nature of today’s marketplace. Our open-architecture investment platform means that we can access virtually every asset class, and by coordinating your investment strategy with the dynamic nature of both your life and the marketplace, we work to deliver efficiency and satisfaction.
Service is the cornerstone of our practice, and HGRF clients know they come first. We provide clear, consistent communication aimed at keeping you informed and feeling connected at all times. Planning and goal-setting meetings, progress report meetings, market-updates, and a number of web and app-based interactions are just some of the ways we stay connected.
When not in meetings, HGRF partners answer our phones, and when we cannot, we return calls promptly. Unless, of course, Mary, Dee, or Angela – one of our administrative team members – doesn’t handle your needs first. To our great satisfaction, clients often come to view Mary, Dee, and Angela as the heart of our practice, and with Tonya helping behind the scenes, our heart never skips a beat.
Going beyond the basics, we interact with clients daily on a wide range of matters specifically related to the logistics of managing wealth. With access to the combined resources of Merrill Lynch Wealth Management, banking convenience of Bank of America, and Bank of America Private Bank, The HGRF Group serves the needs of families across all aspects of their financial affairs, doing so with competence and gratitude.
Individually and collectively, we work to ensure that clients gain from our broad range of experience, knowledge, and areas of specialty. Every client benefits from having one primary advisor, one back-up advisor, and our full administrative team dedicated exclusively to their needs.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer
Bank of America, N.A.
Our experts examine the forces that are changing the world – and how they may impact your life
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
We believe it’s important that you seek the advice and guidance of an experienced Merrill Lynch Wealth Management Advisor who can thoughtfully analyze your situation, identify strategies that address your needs, and clearly communicate them to you. We want to work with you to develop your wealth management strategy for the future.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.