Jonathan Sheffield works with a select group of ultra-affluent individuals, families, and institutions to design and implement sophisticated wealth strategies. His approach to wealth management is firmly grounded in client goals and priorities. He integrates custom strategies across a variety of client needs: investment management, trust and estate planning services, custom lending and mortgages through Bank of America, N.A. (NMLS# 557934), as well as philanthropic services.

In 2018 and 2020, Jonathan Sheffield was named on Forbes “America’s Top Next-Generation Wealth Advisors” list (Published annually July – Sept. Rankings based on data as of March 31 of current year).

In 2019, Jonathan was named to Forbes "Next Gen Best In-State Wealth Advisors" List (Published on September 4, 2019. Rankings based on data as of March 31, 2019) and he was named to the Forbes Best in State Wealth Advisors list in 2021 (Published on February 11, 2021. Rankings based on data as of June 30, 2020).

Jonathan began his career as a financial advisor with Banc of America Investment Services in 2004, which ultimately became Merrill Lynch Wealth Management in 2011. He holds a Bachelor of Science Degree from the University of Southern California.

Outside of the office Jonathan's passions include golfing, surfing and spending time with his family. He and his wife Ericka live in Palos Verdes with their sons, Hudson, Jackson and Graham.

*Source: The Forbes “Best-in-State Wealth Advisors” list, published on February 11, 2021. Rankings based on data as of June 30, 2020.

Data provided by SHOOK™ Research, LLC. The Forbes “Best-in-State Wealth Advisors” ranking was developed by SHOOK Research and
is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking
algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria,
including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client
objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK
Research, LLC and not indicative of future performance or representative of any one client’s experience. Rankings and recognition from
Forbes are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level
of performance results, and such rankings should not be construed as an endorsement of the advisor. Neither Forbes nor SHOOK Research
receives compensation in exchange for placement on the ranking. Forbes is a trademark of Forbes Media LLC. All rights reserved.

*Source: The Forbes “Top Next-Generation Wealth Advisors” list, published annually July - Sept. Rankings based on data as of March 31
of current year.

Data provided by SHOOK® Research, LLC. Forbes “Top Next Generation Wealth Advisors” ranking. SHOOK considered advisors born in
1983 or later with a minimum 4 years as an advisor. Advisors have: built their own practices and lead their teams; joined teams and are
viewed as future leadership; or a combination of both. Ranking algorithm is based on qualitative measures: telephone and in-person
interviews to measure best practices, client retention, industry experience, credentials, review of compliance records, firm nominations;
and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a
criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on
the opinions of Forbes and not representative nor indicative of any one client’s experience, future performance, or investment outcome
and should not be construed as an endorsement of the advisor. SHOOK’s research and rankings provide opinions intended to help investors
choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past
performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement
on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

*Source: The Forbes “Best-in-State Next-Generation Wealth Advisors” list, published on September 4, 2019. Rankings based on data as of
March 31, 2019.

Forbes “Best-in-State Next-Generation Wealth Advisors” list was developed by SHOOK Research. Advisors considered for this ranking
were born in 1980 or later with a minimum 4 years relevant experience; advisors have: built their own practices and lead their teams;
joined teams and are viewed as future leadership; or a combination of both. Ranking algorithm is based on qualitative measures:
telephone and in-person interviews, client retention, industry experience, credentials, review of compliance records, firm nominations;
and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a
criteria because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based
on the opinions of SHOOK Research, LLC and not representative nor indicative of any one client’s experience, future performance, or
investment outcome. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Forbes
is a trademark of Forbes Media LLC. All rights reserved. Rankings and recognition from Forbes are no guarantee of future investment
success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings
should not be construed as an endorsement of the advisor.

*Trust, fiduciary, and investment management services[, including assets managed by the Specialty Asset Management Team,] are provided by Bank of America, N.A., Member FDIC, and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”), and its agents.

Stephen F. Sheffield Jr. began his career at Bank of America in 2005. He joined Merrill Lynch Wealth Management in 2010. Prior to joining Merrill, Stephen was a Mortgage Loan Officer and Client Relationship Manager with Bank of America Global Wealth and Investment Management.

Stephen holds a Bachelor of Arts Degree from the University of Southern California, and a Masters in Business Administration from Pepperdine University. He is a CERTIFIED FINANCIAL PLANNER™ certificant and holds the Chartered Retirement Planning Counselor Designation from the College for Financial Planning.

Stephen loves the outdoors. He enjoys cycling, paddle-boarding, hiking, and camping. He and his wife Sara live in South Orange County, with their sons Jacob and Tyler and their daughter Kristina.

Isabel has been in the financial industry since 2007. She holds Series 7 and 66 FINRA Registrations as well as California Insurance license for life, accident & health, and variable contracts. Isabel earned her bachelor’s degree and Master’s degree in Business Administration with a focus in Finance from Pepperdine University.

Isabel has been with Merrill Lynch Wealth Management since 2017 and has experience working with both domestic and international investors. Prior to joining the Sheffield Group, Isabel served as a Senior Sales Assistant for 11 years with Citi Personal Wealth Management in Century City.

When not at work, she enjoys hiking, gardening and traveling with friends and family.


*Merrill Life Agency's California License Number 0522776