Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Thomas Immenschuh, CPFA
Senior Vice President
Senior Financial Advisor
Comprehensive Approach - Proven Capabilities - Attentive Service
Tom works with business owners, professionals and their families. Using a comprehensive client centered approach to wealth management he serves as a senior partner for KI & Associates at Merrill Lynch Wealth Management.
His team KI & Associates, delivers personalized strategies for growth and accumulation of wealth, investment management, preservation of assets, and the efficient transfer of wealth to heirs and beneficiaries. His goal is to work with clients to achieve financial well being.
Tom, using the vast resources and partnerships within the banking convenience of Bank of America and Merrill Lynch Wealth Management platforms, has experience in developing and successfully implementing financial strategies for clients in the following areas:
• Retirement Planning
• Investment strategy, management and preservation
• Concentrated stock and options
• Designing and refining company sponsored plans., 401(k), 457, Executive Comp
• Corporate cash and treasury management sservices
• Lines of Credit, Term Loans and other personal and business liability management
• Trust, Estate and Insurance Planning Services
Tom is a graduate of University of Texas, San Antonio where he received his BBA in Finance, with a minor in Accounting. Tom was honorable discharged from the US Air Force after serving from 1982 to 1986. He continued his service in the US Air Force Reserve from 1986 to 1995, and was activated for both Desert Shield and Desert Storm.
In the San Antonio Community Tom has served on the Board of Any Baby Can, The ARC of San Antonio and the Texas Planning Council Partners in Policy Making. Currently, he is an active volunteer for the Central Catholic School Golf Team. He is a Lifetime member of the UTSA Alumni Association. He is past President of Team Golf San Antonio and is still an active member. Alamo Heights Kumon Math and Reading Center is owned and operated by Tom's wife Charlotte.
Tom lives in Castle Hills, with his wife Charlotte Gallagher Immenschuh, and sons Evan, Ian, and Owen.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Dodge City Senior High
University of Texas at San Antonio
Our experts examine the forces that are changing the world – and how they may impact your life
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Bank of America, N.A.
Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.