Our team focuses on helping families build, preserve, and transfer their wealth by taking a holistic approach to their financial lives, considering not only their investments, but also how they are positioned from a tax, insurance, and estate planning perspective. While we do not provide accounting or legal advice, we work closely with clients’ accountants, attorneys, and other professionals to help ensure that they are able to reach their financial goals over time.  

We believe that the key to a successful wealth management strategy is true customization rooted in a deep understanding of our clients. For us, designing and implementing a cohesive plan is only the first step in a process that will evolve over the years. As life changes around them, we stand ready to help clients navigate increasingly complex issues and make the appropriate decisions to enable them to succeed.  

While strategy execution is of tremendous importance, we focus just as intently on delivering high-touch service in all that we do. Earning our clients’ trust is a commitment that we take very seriously and a responsibility that we are honored to have.

Our wealth management process begins with developing an appreciation of a client’s life, both financially and personally. Grounded in an understanding of their goals and who they are as an investor, we are able to analyze how a client’s wealth is currently positioned and evaluate the best way to move forward to help them accomplish their objectives. 

Working in concert with our clients’ accountants and attorneys, we examine not only asset allocation but also asset location in order to help ensure the most efficient management of clients’ wealth from both an investment and estate planning perspective. We also take into consideration their cash flow needs based on current and projected income and spending levels. This information becomes the foundation upon which we build a personalized wealth management strategy. 

The cornerstone of these financial strategies is diversified investment portfolios that we design to address each client’s specific circumstances and individualized needs. Strategic asset allocations are implemented through several vehicles: portfolios directly managed in a discretionary capacity by our team, selective strategies managed by third-party managers who we believe add unique value in their asset class, as well as exchange traded funds (ETFs) and mutual funds. We have also selectively employed closed end funds, market-linked investments, hedge funds, and private equity where appropriate. Bear in mind that some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.

The initial implementation is only the first step in our investment process. We review portfolios on a periodic basis and, in addition to regular rebalancing, will make tactical changes in response to or in anticipation of changes in the broader markets or in our clients’ lives. These changes are always approached holistically with a focus on tax minimization strategies. 

The Mann Sullivan Group serves as stewards of our clients’ wealth through all stages of their lives. Drawing from over four decades of collective experience, we’ve developed a deep understanding of the highly specialized needs of those who’ve entrusted their financial futures to our team. 

Building Your Wealth & Supporting Your Goals
For those establishing a financial foundation, we assist with not only your investments but also with the variety of planning issues that must be addressed in order to help you prepare for your future including cash flow and retirement planning, insurance strategies, tax minimization, and education funding. When the focus begins to shift as either retirement approaches or there is a significant one-time liquidity event, we proactively work to help ensure that you are ready to face these challenges as well. We understand the complexities, both practical and emotional, that accompany such major life changes and stand ready to help you navigate these unchartered waters.  Whether from retirement, sale of a business, inheritance, or divorce, we recognize that assets often represent wealth that simply cannot be recreated and will be relied upon to support you and your family for the balance of your lives. Our thoughtful approach gives you confidence that your portfolios are well-positioned to be able to meet this need.

Strategies Tailored to the Unique Needs of Women
The trajectory of women’s financial lives is often riddled with complexity, a reality that our team recognizes and is prepared to meet with specialized strategies that address these unique challenges. Whether you’re a sole earner trying to ensure your financial stability in the face of the greater longevity that women enjoy or you have recently assumed the management of your finances as a result of a divorce or the illness or death of a spouse, we are skilled in developing wealth management approaches tailored to your nuanced circumstances so that you can look forward to your future with confidence.

Transferring Wealth to the Next Generation
Working across multiple generations of the families we serve, The Mann Sullivan Group focuses on developing efficient wealth transfer strategies. We concentrate on appropriate asset structuring to minimize the impact of estate taxes and work in concert with your attorneys to develop and implement various strategies based on your family’s specific goals. Just as important as ensuring that assets are structured properly, however, is helping the younger generations prepare to step into their roles as stewards of the family’s wealth. Our team works closely with children and grandchildren to help educate them about the basics of personal financial management, tailoring our message to their experience and age. In the transition from student life into adulthood, we help them contextualize their wealth to make prudent decisions about their careers, first homes, and building their own families. And, when the wealth transfer process begins, our team facilitates family meetings to help ensure clear and open communication across the generations.

Establishing a Philanthropic Legacy
We help those with meaningful charitable intent develop strategies to accomplish this goal both during life and upon death. Through the creation of donor advised funds, private family foundations, and charitable Trusts in partnership with your attorneys, we can help ensure that the philanthropic legacies of you and your family are preserved.