A wealth management process that is logical, customized, and measurable

We use three key components – your life priorities, investment personality, and current financial situation – as a starting point to help better understand your family’s unique concerns and needs. We will outline your net worth, cash flow, time horizon, risk tolerance, tax situation, and any special circumstances that have an effect your family’s future. We will help to define your short-term and long-term goals, and establish a framework that will assist your family in pursing those goals.

We take the viewpoint that your financial situation is like that of a small institution: one with unique needs that calls for customized strategies, not a one-size-fits-all-approach. Our open architecture platform allows us to consider a broad range of asset classes and investment strategies. With a clear view of who you are as an investor, we will work together to build a financial strategy that’s transparent and dynamic.

Revisiting your progress toward each one of your goals can help you get to where you want to go. As your life and the markets change, we will meet periodically to help make sure you’re on track in pursing your goals and adjust your strategy as needed for the journey ahead. We strive to exceed client expectations through our proactive approach to communication, attention to personalized service, and commitment to continuing financial education. This type of engagement can help you pursue the investment outcomes that are most meaningful to you today and in the future.

We address specialized needs you may have

Retirement Planning Services

We offer guidance on tax-advantaged ways to structure your wealth for retirement. Taking into account future cash flow and liquidity needs, we can create a disciplined financial strategy designed to establish an income that can help satisfy your lifestyle requirements throughout retirement.

Tax-Minimization Strategies

Taxes affect every aspect of your financial life, from your investments and business income to your wealth-transfer strategy and estate plan. That's why an integrated tax management plan is vital to the success of your overall wealth strategy. We can work closely with your accountant and tax attorney to create customized tax management strategies that support your life, wealth, and legacy priorities.

Banking & Lending

The full range of cash, debt, and liquidity management services available to clients form the heart of the unique value created by the powerful combination of Bank of America banking and Merrill Lynch Wealth Management investing. Our banking and lending professionals specialize in crafting customized solutions that allow you to leverage your assets in pursuit of your financial objectives and to structure your cash accounts for maximum yield, security, and convenience.

Philanthropy

Philanthropy is an articulation of your personal values. It begins with what matters most to you and the impact you would like to achieve. We can help you select the right vehicle for your philanthropic activity — be it a charitable trust, donor-advised fund, and/or foundation — to help you maximize the benefit of your charitable contributions to both the causes you support and to your personal fulfillment.

Trust & Estate Planning Services

Wealth should last far longer than one generation. We work closely with Bank of America’s team of specialists to help you address your estate planning efforts. We can work with your accountant and trust & estate attorney in determining how to utilize trusts, life insurance, and estate taxes to your potential advantage.

Focus On High-Net-Worth Individuals and Families

Great wealth is not an end in itself. It is a way by which you can decide what you want to accomplish and with whom you wish to collaborate to pursue your goals. Our team is highly experienced about the challenges faced by individuals with substantial wealth.

A limited client base helps ensure that substantial time and energy can be devoted to assessing and tailoring individual strategies for you. It also allows the team to be responsive to your personal goals and focus on those services that contribute to simplifying your financial life. We believe the value delivered to you reaches well beyond investment management; it extends to the advice and guidance that may be of assistance in nearly every aspect of your financial life.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.