Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
Jon is a CERTIFIED FINANCIAL PLANNER™ certificant, a designation by the Certified Financial Planner Board of Standards. Jon has been with Merrill Lynch Wealth Management over 12 years, and has worked in the financial services industry for over 28 years. His extensive knowledge in financial wealth management strategies helps contribute to the security and success of each client. He has particular experience in retirement planning for individuals and companies alike. Together Jon’s skills allow for broad programs specifically tailored to client’s particular situations.
Prior to returning to Merrill as a Financial Advisor, Jon was a Regional Director and Retirement Plan Manager in Corporate Financial Services Group for both Smith Barney and Merrill. For over 20 years, Jon has experience in assisting clients with the distribution options of their employer sponsored or retirement plan assets - and then most importantly the transition of their retirement plan assets.
Jon is a graduate of Brigham Young University with a B.S. in finance and previously served as the Cache Valley BYU Alumni chairman. He has many years of working with the Rotary International and currently serves on the Board of Onstage Ogden [formerly known as Ogden Symphony Ballet Association]. Jon speaks Spanish and enjoys, golf, hiking, fishing, and skiing. He and his wife Dawnene have two children and reside in Ogden, Utah with monthly visits to Southern California where they lived for over 18 years.
You have choices for what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to rollover to an IRA or convert to a Roth IRA, rollover a 401(k) from a prior employer to a 401(k) at your new employer, take a disribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care.
In addition to being a CFP® professional, Jon has added the Certified Plan Fiduciary Advisor (CPFA) credential.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
English & Spanish
Brigham Young University
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Your advisor is a click away within our site or mobile apps
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.