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The James & Tamadon Group

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Big changes in healthcare – will they change your financial life?
Big changes in healthcare – will they change your financial life?

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Get To Know Us

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Marcos Cuellar

Marcos Cuellar

Wealth Management Banking Specialist

Merrill

James Brennan

James Brennan

Trust Specialist

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Clients are Our Focus

The James and Tamadon Group is a dynamic team of financial professionals, with the goal of responding to the unique wealth management needs of clients through collaboration, commitment and caring.  We work with a select group of busy individuals with complex financial circumstances. 

Our typical clients include:

  • Entrepreneurs and Business owners
  • Corporate Executives
  • Professionals, such as doctors, attorneys, and dentists
  • Entertainment industry professionals and athletes
  • Government employees
  • Retirees
We also assist our clients' companies with the installation and execution of corporate benefit plans (401k, Deferred Compensation, Cash Balance, ESOP).

Our Service Model

With over 60 years of combined experience offering customized advice and guidance, our team is committed to maintaining the highest standards of integrity and professionalism in our relationships with our clients.  With the goal of enhancing and simplifying our clients' lives, we utilize a collaborative and thoughtful approach.  Our advanced professional credentials (CFP®/CPWA®) keep us at the cutting edge of our profession.  With permission, we collaborate with our clients' lawyers and accountants to provide a seamless wealth management process.

Financial Care for Professionals

Physicians, attorneys, government employees and other professionals lead extremely busy lives and are focused on the urgent needs of their clients and families. We recognize the challenge of managing your own short and long term finanical needs while fulfilling your professional and family obligations.

Professional's needs are unique and could include any of the following:

  • Minimizing income tax liability by developing strategies in collaboration with your tax professionals
  • Transferring wealth and securing your family’s legacy, with the assistance of your attorney and Bank of America specialists, through the establishment of trusts, family foundations, donor-advised funds and other charitable trusts
  • Accessing lending services through our Wealth Management Lending Officer, who can offer an expansive array of home financing, and credit and lending services, including securities-based lending.  We also help you leverage Bank of America Merrill Lynch’s commercial bank to offer commercial property lending, lines of credit and cash management
  • Maintaining proper amounts of life, health and disability insurance for yourself and loved ones
  • Developing a long-term financial strategy while addressing day-to-day portfolio management as your career advances and your goals
  • Working with you in a time-sensitive manner, knowing that you are extremely busy and your career is a priority
Working with the right team and making appropriate financial decisions now could impact the financial well-being of you and your family for years to come.  Drawing upon our extensive experience and capabilities, our team of professionals work with you to help you benefit from your life's work.

*The Wealth Management Lending Officer does not offer investment advice, nor make recommendations on investment products.

Retirement Planning

Professionals, business owners and government employees are facing more risks than ever as they approach retirement.  While our team prepares our clients through planning and disciplined investment, some factors like longevity, healthcare, market conditions, and inflation are out of our control.  We help our clients mitigate these risks.

A disciplined retirement income planning process is critical to helping our clients articulate realistic retirement income goals that can be aligned to their income sources and assets. It also serves as a basis for making investment recommendations.  Our retirement income planning process helps drive an in-depth goals-based discussion. 

As our clients’ approach retirement age, each individual’s needs and circumstances are unique.  They could include any of the following that we can assist with:

  • TSP or Employer Sponsored Retirement Plan Distribution Options
  • Sale of a business
  • Retirement Income Planning
  • Navigating Social Security, Medicare and Long Term Care
  • Properly planning for healthcare expenses
  • Managing savings to last for longer life expectancies through asset allocation
  • Implications of working through retirement
  • Transferring wealth to future generations in an efficient manner and as you intend
  • Helping family members

Specialists

Our vast network of specialists and professionals at Bank of America and Merrill help us tailor our advice and guidance to serve your specific needs. For example, this includes three different individuals who serve as trust, insurance and retirement specialists. 

*You have choices for what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to rollover to an IRA or convert to a Roth IRA, rollover a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care.


Strengthening Your Business

Closely held businesses can bring up countless emotional and financial issues. Our goal is to keep you focused on managing your business while we assist in organizing and growing your personal wealth.

The needs of every business owner are unique, and could include any of the following:

  • Unlock the borrowing power of your business: Building your business through alternatives besides using your personal assets to build and expand operations. We offer a wide range of credit and lending solutions.
  • Cash flow management:  Analyzing and structuring your cash and financing and offering access to working capital through Bank of America N.A, that helps you meet day-today expenses while providing for employees' pay, benefits and costs
  • Business Planning: Protect your business and your family’s future with business continuation, wealth transfer or succession strategies. We can help you and your employees manage the risks you face with insurance coverage, estate planning services, as well as personalized wealth management strategies
We provide access to Bank of America and Merrill's vast network of specialists and business professionals to tailor our advice and guidance to serve your specific needs. For example, if you are preparing a business for sale, we collaborate with Global Banking and Markets Group for guidance on mergers, acquisitions and initial public offerings.

Corporate Benefits

Robust benefits packages are often a crucial part of business strategy - helping employers recruit and retain employees and assisting employees to pursue personal financial goals. Today’s rapidly changing regulations, reporting requirements and heightened fiduciary concerns demand more time from plan sponsors than ever before.

In addition to our wealth management capabilities, Nader Tamadon holds the Certified Plan Fiduciary Advisor designation, and has extensive experience providing guidance on a broad array of corporate benefits, including defined contribution, defined benefit, nonqualified deferred compensation and executive trading programs.  Our process consists of:

  • Needs Assessment to evaluate your plan’s effectiveness, compared with others in the industry. For new plans, we evaluate your business requirements to determine the appropriate retirement plan program

  • Plan Design and Implementation including construction and review of investment menus and education for individual plan participants

  • Plan Investment Tracking using a disciplined process through which we can make fund recommendations, based on performance

  • Employee Communication and Education including enrollment meetings and ongoing seminars to educate employees about using the plan, including choosing distribution elections 

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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      Let’s Have a Conversation

      We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.