Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
650 PETER JEFFERSON PARKWAY
CHARLOTTESVILLE, VA 22911
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With over 30 years of experience in financial services, Gardy embarked on her career as an analyst with the Munich Re in Munich, Germany after graduation from Tufts University in 1990. Subsequent to receiving her MBA from Erasmus University’s Rotterdam School of Management in Rotterdam, the Netherlands, she joined Citibank as a Management Associate in their European graduate training program. Initially she was based with Citi’s Insurance Group Europe in Düsseldorf, Germany, and later moved to London to join Citibank’s offshore Wealth Management business as Product Manager, Marketing Director and ultimately Director of Business Development.
In 2000, Gardy joined a US-based early stage technology firm as a founding team member and established its London office and European business. She then returned to Citibank as Director, Wealth Management responsible for sales, marketing and product initiatives across Europe. Prior to joining Merrill in 2009, Gardy worked for a privately held asset based lender sourcing and completing due diligence on new financing opportunities. Gardy holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc.
She is a member of US SIF-The Forum for Sustainable and Responsible Investment and the Central Virginia Estate Planning and Charlottesville Area Planned Giving Councils. Gardy is a member of the USEF Dressage Sport Committee. In addition, this is her third year serving as a member of the Garden Club of Virginia's Conservation Committee. Gardy speaks fluent English, Dutch, German and French.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Dutch, English, French & German
Rotterdam School of Management Erasmus University
St Anne's Belfield School
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Bank of America, N.A.
Retirement Plan Specialist
Senior Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
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Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.