Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
As a Senior Financial Advisor and Senior Portfolio Advisor, Nicole and her team deliver financial advice and management strategies to executives, professionals and retirees based on each client's risk tolerance, time horizon, liquidity needs and overall investment goals, including:
*Strategic retirement planning
*Portfolio research and selection
*Advice and guidance on investment holdings
*Commercial and residential lending through Bank of America, N.A.
*Coordination of estate reviews,trust services and insurance
*High impact gifting and philanthropy strategies
*Understanding the tax impact on your portfolio
Nicole has been in within the business world since 1992 working within financial, marketing, and personnel management. Her career in the financial services industry began in 1998 and she joined Merrill Lynch Wealth Management in 2007. Nicole holds the Chartered Retirement Planning CounselorSM (CRPC®) designation.
She is a 1992 graduate of the University of Mary Washington with a Bachelor of Arts Degree in Geography and a minor in Economics.
In addition, Nicole is actively involved in the local community including:
- Past President, Board of Directors,THRIVE, the healing center
- Past Board Member of The Gerry Bertier #42 Foundation
- Supporter for Spotsylvania Little League Baseball
- Member of the Women in Business Leadership Organization
- Sponsor of Spotsylvania Lady Slam Travel Softball
As a Community Partner with the Fredericksburg Department of Social Services, Nicole helps design and run programs for workforce sustainability and financial literacy.
University of Mary Washington
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
Wealth Management Lending Officer
Bank of America, N.A.
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.