The AHM Wealth Management Group


Meet the Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Where do we begin? It starts with you.

At Merrill Lynch, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Helping clients pursue their wealth potential

The AHM Wealth Management Group helps affluent clients pursue their financial goals through personal service, candid advice and guidance and disciplined investment management. Collectively the group has more than 60 years of experience. Located in Virginia, it serves clients from around the country, providing the intimacy and personal touch of a small, carefully coordinated financial advisory team connected to the vast resources of a major financial services company.

Members of The AHM Wealth Management Group have witnessed a variety of markets and economic landscapes. Their experience has contributed to guiding clients through today's complex, ever-changing investment environment. In addition to substantial real-world experience, group members hold a number of professional credentials that help them to develop a broad perspective on clients' wealth management needs. The group is dedicated to helping clients address their financial well-being effectively so they can focus more on their life goals.

Additional Advisor Relationships
The AHM Wealth Mangement Group, when appropriate, works with other advisors and teams for specific clients' situations. Five such people are:

Additional relationship 1.png

Additional relationship 2nd.png

Additional relationship 3.png
Strategies for high-net-worth clients

In helping families and individuals design customized wealth management strategies to address their financial needs, The AHM Wealth Management Group draws on its knowledge and experience in such areas as portfolio management, retirement planning, insurance, estate planning services and, through Bank of America, trust services.

The AHM Wealth Mangement Group offers a wide range of financial services:

Access to credit and lending through Bank of America, N.A.: Via the group, clients can connect with an expansive array of banking, credit and other lending solutions.

Cash flow management: The AHM Group uses a process that identifies varying cash flows to help clients understand how much they can spend and still pursue their legacy goals.

Retirement income: Group members develop strategies to help pre-retirees decide how much they will need to retire on their own terms and pursue the lifestyle they desire.

Discretionary portfolio management: You can delegate to Aashish Matani the investment management responsibilities for your portfolios, meaning they have discretion over certain investment decisions surrounding your investment strategy. Once he has confirmed your goals and life priorities, as well as identified your portfolio investment objective, time horizon, risk factor and liquidity needs, he will recommend targeted asset allocations for your portfolios to help meet your specific investment objectives. Granting Aashish authority allows him to respond to market changes, price volatility and global events with the ability to make adjustments, if needed, to help your portfolio stay on track to pursue your goals. To help you monitor and assess performance, he will regularly review your portfolio with you and you will receive periodic communications including monthly statements, quarterly portfolio summary updates and annual performance reports.

Trusts: Providing access to the deep resources of Bank of America specialists, the group can help integrate revocable, irrevocable and charitable trusts into clients' wealth management strategies.

Family office services: The group can offer ultra-high-net-worth clients access to Merrill Lynch's Family Office Services, providing clients a broad array of administrative and advisory services for such complex issues as:

  • Intergenerational transfer strategy development
  • Family partnership/LLC advisory services
  • Household account management and bill payment
  • Approaches to risk management, including insurance coverage reviews

Wealth transfer strategies: In coordination with a client's legal, tax and estate planning advisors, The AHM Group can assist with creating strategies to help prepare for the distribution of their assets to their heirs or favorite causes.

Forward-thinking strategies for investors with complex needs

The AHM Wealth Mangement Group is familiar with the complex financial issues confronting businesses and institutional clients. The team can offer a single point of contact to assist clients with a range of financial requirements, with the goal of providing a seamless experience for clients with multiple advisors.


Creating financial strategies with business owners required analysis of multiple complex factors and a special set of capabilities. Accessing the investment insights of Merrill Lynch and the banking convenience of Bank of America, The AHM Group can help business owners with:

Access to banking services through Bank of America, N.A.: Treasury services and cash management.

Access to credit and lending through Bank of America, N.A.: Institutional and corporate clients can find a wide range of credit, banking and other lending solutions.

Retirement plan services:
Accessing resources within Merrill Lynch, the group provides guidance for investment manager selection and plan administrative services for defined contribution and defined benefit plans. The group also can offer educational seminars for plan participants.

Business succession and acquisition strategies:
The group works with specialists at Merrill Lynch who can provide advice and guidance on areas such as valuation services, investment banking, business sale, key-person insurance and business owner succession.


Bank of America's Institutional Investments & Philanthropic Solutions ("Philanthropic Solutions") can help nonprofits anticipate and address the organization's needs, and provide timely advice and guidance on industry-wide best practices in governance, strategic resource development and administration.

Areas of institutional support, through Philanthropic Solutions, include:

Guidance on key practices: Helping to fulfill an organization's mission is about more than beating a benchmark. It's a holistic approach that helps institutions pursue their goals—asset management, governance, spending policy, donor development and administration.

Goals-based investing:
The wealth management process is built on an institution's portfolio's risk character against its return needs to support its ability to fulfill its mission, now and in the future.

Supporting governance and administration:
Philanthropic Solutions can help an organization improve efficiency by assisting with risk assessment, establishment of protocols, development and implementation of policies and procedures, asset allocation and assignment of resources.

*Global Institutional Consulting (“GIC”) is part of the Global Wealth and Retirement Solutions business of BofA Corp. Institutional Investments & Philanthropic Solutions (Philanthropic Solutions) is part of U.S. Trust, Bank of America Corporation (“U.S. Trust”). U.S. Trust operates through Bank of America, N.A., member FDIC, and other subsidiaries of BofA Corp. For both GIC and Philanthropic Solutions, banking and fiduciary activities are performed by wholly owned banking affiliates of BofA Corp, including Bank of America, N.A. Both brokerage and investment advisory services are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC), and registered investment adviser; the nature and degree of advice and assistance provided, the fees charged, and clients’ rights and MLPF&S’s obligations will differ depending upon the products and services actually provided. Global Institutional Consultants mentioned herein are registered representatives with MLPF&S and may assist you with investment products and services.

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.

Transcript of Video 

Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.