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Katherine Hoskins Mackey
Financial AdvisorMerrill Lynch
Wealth Management
Whatever your personal goals may be, I will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.
Profile
As we prepare for financial security, we are faced with a multitude of decisions that will determine the probability of success in reaching our goals. Having the experience, knowledge, and understanding of each client’s specific circumstances and opportunities is fundamental to comprehensive wealth management and to Katherine's practice.
Katherine is an experienced advisor who is dedicated to empowering her clients to make well-informed choices as they go through life’s transitions -- retirement, marriage, divorce, new and growing families, death, graduations, inheritance, gifting, elder care, estate planning, and business succession. She focuses on clients’ individual priorities and goals and provides them with the specialized skills and sophisticated strategies to achieve them. Together with her team and Merrill's resources, Katherine creates a positive client experience through education, understanding, implementation, and regular portfolio review.
When evaluating her clients’ financial well-being, Katherine begins by asking basic questions that go to the heart of Wealth Management:
Wealth Management Questions
Retirement
- How do I envision retirement? Where do I want to live, travel? How do I want to spend my time?
- Will my money last through retirement?
- Will I be able to retire when I would like to?
- Do I need long-term care?
- What are my retirement plan management and investment options?
- What should I consider before claiming Social Security?
Education Planning
- How much should I save for college and what are my options?
- When should I start planning?
- Will I qualify for financial aid? Where do I start?
Life Events
- How do we manage our finances after getting married?
- What happens to my 401k when I change jobs?
- What are my options if I am laid off?
- I am getting divorced. What happens to my assets?
- What do I do when a loved one dies?
Elder Care
- How does Medicare work?
- What should I look for in a nursing home?
- What happens if I have to take care of my parents?
Estate Planning Services
- What should I know about estate planning?
- How do I protect my estate from taxes?
- Will my family be secure if something happens to me?
- Do I have enough insurance if I should become disabled or die?
- Do I have a will, a durable power of attorney, a healthcare proxy, a trust?
- Have I named the proper beneficiaries on all of my insurance and retirement accounts?
- How do I create a legacy for my children?
- Can I provide for my favorite charity when I am gone?
- What will my survivors need to know?
Financial Basics
- How do I keep my records safe and organized?
- How do I improve budgeting? Do I know how much I save/spend per year?
- What is my net worth?
- How do I reduce my debt? Am I borrowing in the most efficient manner?
- Do I have the proper amount saved for an Emergency Fund?
- What is my risk tolerance and am I taking the right amount of risk?
- How are my assets allocated?
- What has been my rate of return over the years and is it competitive to the respective benchmarks?
- How do I teach little kids about money or help a young adult develop a financial strategy?
- How do I have financial discussions with family?
Goals and Dreams
- What are the 10 most important things I want to accomplish in my life?
- If I had only 5 years to live, what would I change in my life?
- If money were no object, what would I be doing right now?
- If I found out I were going to die tomorrow, what would I regret not doing?
Working with You and Our Core Values
- Fiduciary Care. Every decision about your finances will be based on doing what is most prudent and appropriate for your needs.
- Integrity and Trust. Upholding this ethical standard is our greatest priority. It is our dedication and commitment to you.
- Transparency. It is important for you to always know where you stand. It is our responsibility to keep you informed and on track with achieving your goals.
- Pursuit of Perfection. We focus on delivering with care thoughtful, comprehensive, and goals-based financial plans that support your goals for retirement, your children, businesses, and charities.
Women, Reinvention, and Empowerment
Katherine is an energetic and vibrant speaker who is regularly invited to women’s leadership forums where she discusses those life changing moments when decisions are made to protect and nurture the people we love (children, parents, siblings, husband) sometimes at the price of our own well-being.
She explores with women how we love, follow our passions, and still protect ourselves, secure our futures, and thrive beyond adversity and the sometimes devastating effects of divorce, loss of a loved one, or economic uncertainty.
It’s a story of reinvention and empowerment and why Katherine became a financial advisor. Her story became her deep passion for financial planning as the cornerstone for securing our futures and for living our hopes and our dreams.
Katherine’s Bio
A resident of Northern Virginia for more than 25 years, Katherine is deeply involved with her community in business, networking, and philanthropic activities. She is particularly committed to the successful transition of Veterans coming home and has served on multiple Veterans’ Boards, including General Electric’s Military Advisory Board. Katherine is the Founder of Virginia Network, an organization that hosts business educational and networking events for entrepreneurs. She lived in Europe and Latin America for many years and speaks German and Spanish professionally. Katherine is also a classically trained Shakespearian actress with Screen Actors Guild (SAG) Film/TV credits. She holds a B.A. from UNC-Chapel Hill and an M.A. from Georgetown University. Katherine lives in Reston with her family.
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LANGUAGES
Spanish, English & German
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EDUCATION
Georgetown University
UNC - Chapel Hill
Create a plan that is all about you.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Staying on Track
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
Reviews to help you
stay on track
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Changes in your life
and to your goals
Your life and goals change. As these changes occur, we can update your approach to reflect them.
#DigitalMerrill
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Your advisor is a click away within our site or mobile apps
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Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Let’s Have a Conversation
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
Articles
Why Merrill?
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right Advisor®
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
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