Our Approach

We do not subscribe to a “one size fits all” philosophy.  The work we do is customized for you and your financial situation.  This means taking into account where you are now, your tolerance for risk, liquidity needs as well as your time horizon.

We focus on understanding clients’ goals and objectives so that we can help them to develop a targeted, customized approach.  Whether the subject is retirement, education for children or grandchildren, estate planning services or philanthropic objectives, quantifying their goals is critical in developing an appropriate strategy.

Once your goals are clearly articulated, we help you implement your strategy.  This process includes a thorough review of assets and liabilities, as well as an intensive understanding of your comfort level with risk.  Our experience has shown that risk management within an investment portfolio is a key driver of long-term investment performance.  Our approach is scalable and nimble, able to respond quickly to market opportunities as needed. 

From implementation forward, we review the portfolio, as well as your progress toward your goals.  Through regular communication, we provide periodic performance updates, and are able to recommend adjustments as the market and economic environments dictate.

Commitment To Clients

As a client, you will have a dedicated three-person wealth management team, with each member having a specific role and skill set.  You will be served by a senior wealth management advisor and two registered wealth management associates with access to additional resources such as a Wealth Management Lending Officer from Bank of America, N.A., who can draw upon an expansive array of lending solutions designed to fit into your overall financial strategy and help you pursue your financial objectives.  In addition, we will consult with other specialists within Merrill and Bank of America as needed, in concert with your personal tax advisor and estate planning advisor and/or attorney. 

At our core, our commitment to our most valuable asset – our client, is based on our five principles of superior service:

• Client Focus
• Respect for the Individual
• Teamwork
• Responsible Citizenship
• Integrity

* The Wealth Management Lending Officer does not offer investment advice, nor make recommendations on investment products.

Who We Work With

With over 40 years of experience, David Mead and Associates has distinguished itself by providing customized advice and guidance serving individuals, families and foundations, with our mission to help our clients achieve their goals.  The clients we work with come from all walks of life: they are business owners, professionals, athletes and corporate executives.  We pride ourselves on our client focus and the strong relationships we develop with individuals, families and foundations.

Capabilities

Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.