Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
As a Merrill Lynch Wealth Management Advisor, I focus on connecting all aspects of clients’ financial lives to help them prioritize and pursue the goals that matter most to them.
I strive to deliver outstanding service by providing sophisticated financial strategies to simplify your financial life. I first listen carefully to your needs and concerns then tailor the accounts and services offered by Merrill Lynch Wealth Management and the banking convenience of Bank of America in a plan to address your objectives. With regular reviews of your progress we can adjust to the changes in your life and the financial markets. By following a consistent wealth management process my goal is to reduce the worry and anxieties often associated with financial decisions and thereby help you to sleep better at night.
I have been in the financial services industry since 1976. I joined Merrill Lynch Wealth Management in 1980 and have been with them continuously for 40 years. I am a CFP® (CERTIFIED FINANCIAL PLANNER) certificant. I focus on retirement planning strategies and help clients determine their long-term financial goals. I provide access to the firm's team of regional specialists in investment management, retirement plans, insurance and annuities, banking, home financing, and trust services. In addition I help clients coordinate tax and estate planning services and work with their accountant and lawyer when implementing changes. I have been called a "stock broker" because I do offer traditional services with individual stocks, bonds and mutual funds but in addition I work with separately managed accounts, exchange traded funds and dividend reinvestment programs. I also help clients understand their overall financial picture using on-line tools such as My Financial Picture® on MyMerrill.com®.
Prior to joining Merrill, my background in financial services includes both mortgage lending and commercial banking. I earned both a Masters and Bachelor of Arts degrees in economics from Western Washington University. My education and leisure interests have also led to my ongoing involvement with non-profit organizations focused on financial education and golf. This year I celebrated my 43 rd. anniversary with my wife Diann. Our daughter Lisa (37) and son Philip (33) are both married and live in Redmond and Sammamish WA. When not at work you will often find me golfing, gardening, cooking or playing with our grandchildren Oliver (6), Nora (2) and Gavin (1).
Western Washington University
Shelton High School WA
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day. |
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