Now’s the time to have the bull at your back, with Merrill.

Now’s the time to have the bull at your back, with Merrill.

Merrill believes the future is bullish, even in the most unpredictable of markets. To see you through uncertainty and help you to find opportunities, we invite you to check out the latest investment insights from our Chief Investment Office.

Learn more

Sarah E Frauenholtz, CFP

Assistant Vice President
Senior Financial Advisor
Learn more about an advisor's background on
FINRA's BrokerCheck

Merrill Lynch
Wealth Management

My team and I are committed to building and maintaining strong client relationships. I am passionate about what I do and I bring that passion to helping every client make what may be the most important financial decisions of their lives.

To learn more about my team, see our team website.

Profile

Sarah believes that the most effective way to make a difference in the lives of clients is through ongoing communication. Drawing on her athletic background, she understands the value of encouragement and guidance - especially how it can be applied to help clients build an understanding of their financial strategy. Sarah is committed to incorporating this discipline into each client relationship. She believes it enhances clients’ resolve to stay focused on their goals, no matter what the market environment may be.

Since joining the Kelly Wealth Management Group in 2015, Sarah has worked with new clients to help align their financial strategy to their life goals. She introduces clients and their families to the team structure and works diligently to understand and anticipate their needs. Passionate about delivering excellent service, Sarah offers clients access to more than investments by connecting them with a suite of products and services from both Merrill and the banking convenience of Bank of America.

Sarah is a CERTIFIED FINANCIAL PLANNER professional and holds FINRA Series 7 and 66 registrations and insurance licenses. She holds a bachelor’s degree in Mathematics from Carroll College (Helena, MT) where she captained the Fighting Saints' volleyball team.

She resides in North Everett with her husband, Luke, and their son, Paul. Sarah devotes significant time and energy to help create positive change in her community, serving on the Board of Directors for the Downtown Everett Association and also as a member of the association's Promotion Committee. Sarah volunteers in the classroom for Financial Beginnings, a charitable organization that is dedicated to teaching a financial literacy curriculum to youth and adults..

  • LANGUAGES

    English

  • EDUCATION

    Carroll College

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Inga Fetsek

Wealth Management Banking Specialist

Merrill

Bryant Wolfson

Alternative Investments Sales Desk Specialist

Bank of America, N.A.

Bill Grey

Structured Credit Executive

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

Among the reasons I chose to join the financial services industry is my desire to help others. As witness to the challenges faced by important people in my life, I recognize the need for a professional team to help others make sound financial decisions. I help clients pursue their most meaningful objectives by recommending a financial strategy aligned with what they strive to achieve. I do so while combining personalized service with the investment insights of Merrill Lynch Wealth Management and access to the banking convenience of Bank of America. 

Philosophy

We live in a world that's constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are amended. That's why I believe that you and your situation are the best starting points from which to help plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. Because by understanding you and your priorities, I can more effectively offer my experience and resources and help you build a financial framework that is rooted in the unique complexities of your life.

Approach

No two investment approaches are alike because no two investors are alike. I'll examine several components — your life priorities, investment personality and financial situation — and work together to help you create a customized, actionable approach with personalized advice and measurable goals. I'll help you track progress to your goals and work with you to adjust your investment approach over time, as needed.

Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Digital Tools for Clients

We’re here to help you pursue your goals — and to make your busy life a little easier. With MyMerrill, you can access your investment accounts how, when and where you want to. MyMerrill Features include:

  • Information about your Merrill account(s) such as holdings, unrealized & realized gains/losses, account activity, statements, etc.
  • Research & insights from Merrill’s industry leading research team.
  • Secure Inbox for sharing information & documents electronically with our team.
  • e-Signature for signing various documents and forms.
  • Real-time quotes, watch lists & alerts.
  • Money transfers between your various accounts at Merrill and Bank of America (including bill pay features).
  • Authorizing 3rd Party, read-only access to your accounts (helpful for sharing pertinent information with CPAs & Attorneys).
  • Additional security features.
  • MyMerrill Mobile App (available on Android, iPad and iPhone mobile devices).

​Here are some links to help you understand how the features work: 

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.
*Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms (https://www.institutionalinvestor.com/article/b1wd0s3lfckz51/JPMorgan-Is-the-World-s-No-1- ) in 2021 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC (https://www.sipc.org/ ), and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor (https://www.institutionalinvestor.com/research/11569/Methodology). Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

 

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.

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      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.


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      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.