Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

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Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

Save the date

Merrill Lynch

Hollomon Dellinger Pascucci

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Merrill Lynch
Wealth Management

Accessible, knowledgeable and experienced, we are committed to building and maintaining strong client relationships. We’re passionate about what we do and we bring that passion to helping every client make what may be the most important financial decisions of their lives.

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Welcome

Our entire team shares a common goal: to help clients pursue their personal goals, such as planning for and funding their children’s educations, helping to ensure that their money lasts in retirement, planning for their potential health care costs and managing the transfer of wealth to the younger generation. Everything we do takes into account the clients’ personal perspectives and priorities. We aim to help bring simplicity and transparency to the complexities of finance; making the intimidating task of planning for the future an exciting journey of managing and helping you reach your goals.

Philosophy

We live in a world that's constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are amended. That's why we believe that you and your situation are the best starting points from which to help plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. Because by understanding you and your priorities, we can more effectively offer our experience and resources and help you build a financial framework that is rooted in the unique complexities of your life.

Our Capabilities

The HDP Group’s process is designed to deliver a customized, consistent experience where you are provided with a boutique-like family office level of service, coupled with the safety, security and resources of one of the largest wealth management firms in the world. Our services go well beyond investment management:
 

  • Wealth Management Planning: getting to first know your situation, needs and financial goals
  • Investment Management: active investment management towards your goals
  • Risk management: investing within your risk tolerance and comfort level
  • Education: preparing for the cost of the best education possible
  • Legacy: establishment of family foundations and philanthropy organizations
  • Strategy: manage concentrated positions, capital gains, trust and estate planning services
  • Home: upsizing, downsizing, remodeling or buying a vacation home
  • Family: taking care of your family and loved ones in your life, wealth transfer strategies
  • Retirement: live the lifestyle you envision
  • Business: selling or starting a business, diversifying interests, employee retirement plans
  • High-Net-Worth: experienced team with a breadth of financial strategies for UHNW
  • Banking: access to Bank of America for personal or business banking and lending needs
  • Insurance: long term care, term, variable, key man, and others
  • Health: assistance and guidance in managing healthcare expenses, now and in the future
  • Leisure: spending your free time in meaningful ways
  • Giving: volunteering, mentoring others and giving to charities

Who We Work With

WORKING PROFESSIONALS

Physicians, attorneys, athletes, celebrities and other professionals alike lead extremely busy lives. We recognize that professional obligations can take priority over managing your own day-to-day financials. We can assist with:

  • Minimizing your income tax liability by developing strategies in collaboration with your tax professionals
  • Transferring wealth and securing your family’s legacy through the establishment of family foundations, donor-advised and other charitable trusts
  • Accessing lending services through our Wealth Management Lending and Bank of America's commercial bank for commercial property lending, lines of credit and cash management
  • Utilizing the service of our Practice Solutions Group for dental, medical and veterinary practices
  • Establishing a retirement benefits plan to help secure your employees’ and your own future
Making appropriate financial decisions now could impact the financial well-being of you and your family for years to come.  Drawing upon our extensive experience and capabilities, our team of professionals work with you to help you benefit from your life's work.


CORPORATE EXECUTIVES

We understand that as a successful corporate executive you are often time-constrained, and you need to balance multiple professional and personal goals.  We can be of service in helping you prioritize your unique goals and take the necessary steps to help you actively pursue them through:  

  • Managing the risk of a concentrated stock position that ties you to your company’s performance
  • Navigating and complying with SEC rules, your company’s trading restrictions and equity reporting requirements
  • Developing a long-term financial strategy while addressing day-to-day portfolio management as your career advances and your goals change
  • Creating a plan for RSU, options, deferred compensation, and other executive compensation
  • Establishing and managing a thoughtful 10b51 plan
  • Cash and investment management so you can live the lifestyle you want, even though your cash flow may be uneven throughout the year
  • Working with you in a time-sensitive manner, knowing that you are extremely busy and your career is a priority
We are well-versed in helping corporate executives with the complexities associated with their compensation packages, including company stock options, restricted stock and nonqualified deferred compensation. When guiding you in developing diversification strategies for these holdings, including 10b5-1 sales plan design and execution, Rule 144 sales, cashless stock exercise and sale, restricted sale or charitable techniques, we also consider your other assets and risk tolerance.
 
  
BUSINESS OWNERS

With our team’s experience in planning, budgeting and cash flow needs, in tandem with Merrill's small business banking capabilities, we can offer a comprehensive approach to growing your business.
 
We understand that closely held businesses can raise a myriad of emotional and financial issues. Our goal is to keep you focused on managing your business while we assist in organizing and growing your personal wealth. The needs of every business owner are unique, and could include any of the following: 

  • Building your business through alternatives besides using your personal assets to build and expand operations. We offer a wide range of credit and lending solutions that can unlock the borrowing power of your business
  • Analyzing and structuring your cash and financing and offering access to working capital through Bank of America N.A, that helps you meet day-today expenses while providing for employees' pay, benefits and costs
  • Establishing a retirement benefits plan to help maximize your tax deferral and secure you and your employees' future
  • Safeguarding your business and your family’s future with business continuation, wealth transfer or succession strategies. We can help you and your employees manage the risks you face with insurance coverage, estate planning services, as well as personalized wealth management strategies
We provide access to the banking convenience of Bank of America and Merrill's vast network of specialists and business professionals to tailor our advice and guidance to serve your specific needs. For example, if you are preparing a business for sale, we collaborate with Bank of America Merrill's Global Banking and Markets Group for guidance on mergers, acquisitions and initial public offerings.

The Wealth Management Lending Officer does not offer investment advice, nor make recommendation on investment products.

Corporate Benefits & Retirement Plans

Our team works with key executive and employees at corporate, non-profit and small business alike to provide financial wellness advice. We help our plan sponsors remain competitive by providing access to retirement plan strategies based on each company’s unique situation. One of the few teams in the region with a Chartered Financial Analyst (CFA) designation holder, Certified 401(k) Professional designation holder and Retirement Benefits Consultant, we are positioned to provide exceptional financial wellness advice, risk mitigation strategies and guidance to business owners, corporate executives and their employees in working towards financial success in retirement.

Robust benefits packages are often a crucial part of business strategy - helping employers recruit and retain employees and assisting employees to pursue personal financial goals. Today’s rapidly changing regulations, reporting requirements and heightened fiduciary concerns demand more time from plan sponsors than ever before. We have extensive experience providing guidance on a broad array of corporate benefits, including defined contribution, defined benefit, nonqualified deferred compensation and executive trading programs.  Our process consists of:
 

  • Needs Assessment to evaluate your plan’s effectiveness, compared with others in the industry. For new plans, we evaluate your business requirements to determine the appropriate retirement plan program
  • Plan Design and Implementation including construction and review of investment menus and education for individual plan participants
  • Plan Investment Tracking using a disciplined process through which we can make fund recommendations, based on performance
  • Employee Communication and Education including enrollment meetings and ongoing seminars to educate employees about using the plan, including choosing distribution elections 

Capabilities

Our process is designed to provide a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill and the banking convenience of Bank of America offers a way for clients to manage all of the pieces of their financial lives. We see
ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Jens Pascucci

David G Dellinger

Stephen Hollomon

Meet Our Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Clint Eddy

Wealth Strategist

Merrill

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.