Tune out the noise: Wealth planning for the year ahead

Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.

Watch now


Olivier Martinez is a Financial Advisor and a Senior Portfolio Advisor with Merrill Lynch Wealth Management in Seattle. Olivier looks to create a different kind of client experience, one founded on forward-looking advice, manageable goals, steady progress, and reliable responsiveness. Extremely committed to the clients he serves, Olivier applies a few key principles in his work as an Advisor. First, he looks to be genuinely helpful to the clients he serves, improving their lives in meaningful ways. Second, he appreciates every relationship, valuing each person as an individual, not simply as a client. And third, he offers a non-judgmental approach that strives to help people resolve the challenges of their financial lives, building toward a more secure and thoughtful financial future.

Drawing on his quantitative background, Olivier combines analytical rigor with an intuitive feel for people and their priorities. Patient and generous with his time, he enjoys getting to know clients—what they want to accomplish with their wealth, their financial challenges and concerns, and their questions, large or small. He is gratified to share the knowledge he has gained from more than two decades in wealth management, encouraging people to make consistent strides in embracing the habits and mindsets of successful stewards. His areas of focus include portfolio design, wealth management planning, trust and estate planning services, cash-flow and savings, executive compensation, pre-liquidity-event planning, risk management and insurance evaluation. Motivated by his restless desire to help people, he enjoys working hard for the clients he serves, honored to be a trusted sounding board, a candid confidante, and a single go-to resource for a host of needs.

Olivier has worked as a Financial Advisor in the U.S. since 2014. Prior to joining Merrill in 2020, he served as a Financial Advisor with Waddell & Reed (now the Macquarie Group) in Seattle for more than 5 years. Previously, Olivier owned and ran his own consulting firm in Europe, specializing in risk analysis, in catering to the research and investment needs of asset-management firms and capital markets. Earlier in his career, Olivier served as a Financial Planner in Montreal.
Olivier earned his Bachelor’s degree in computer sciences from the University of Paris XII, a Master’s degree in Financial Management from Skema Business School, and a Master’s degree in Applied Economics from Sciences Po, an international research university in Paris. Committed to professional excellence, Olivier holds the CERTIFIED FINANCIAL PLANNER™, CFP® certification from the Certified Financial Planner Board of Standards, Inc. He also holds the Chartered Life Underwriter®, CLU® designation. He is fluent in English and French.

Within Merrill, Olivier holds the Senior Portfolio Advisor title. A Senior Portfolio Advisor can help clients pursue their objectives by managing on a discretionary basis custom investment strategies, selecting from a wide range of Merrill model portfolios and third-party investment strategies.

Olivier is married and has a son and a daughter. In his free time, he likes to read, play squash, ski, and listen to podcasts that allow him to learn from people who are outstanding in their fields.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.


    English & French


    University of Nice

    University of Paris XII

    Sciences Po Paris

    Skema Business School

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Nicholas Riebli

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #695364

Jaimee Ranola

Wealth Management Banking Specialist


Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life


I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.


My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Helping You Take Positive Action

I am an optimizer. I am always looking for ways to help people take positive action—to see what’s ahead, look around corners, and capitalize on the opportunities at their disposal.

My background is analytical and technical. I hold a Bachelor’s degree in Computer Science, a Master’s degree in Financial Management, and a second Master’s degree in Applied Economics. I also hold two industry designations: the CERTIFIED FINANCIAL PLANNER™, CFP® certification from the Certified Financial Planner Board of Standards, Inc. and the Chartered Life Underwriter®, CLU® designation.

The quantitative nature of my training has shaped my world view. I’m not afraid of diving into a situation and weighing multiple variables so that clients can evaluate their options carefully and thoroughly. A clear communicator, I strive to help people become more capable and confident in managing their wealth, nurturing their path as strong stewards.

At the same time, I really enjoy connecting with people on a level that extends beyond assets and liabilities. All wealth, I believe, is ultimately personal. So, I prize the opportunity to develop real relationships with clients—to walk with them through significant junctures in their lives, both personal and professional, and serve as a trusted confidante and a reliable go-to for a host of needs.

Reach out to me:

·         You anticipate a significant decision point in your career.

·         You are wondering if you are doing enough to enhance your financial security 10, 20, and even 30 years from now.

·         You are navigating an important crossroads—a promotion, marriage, house purchase, new baby, or any other significant financial decision.

REACH ME DIRECTLY AT: 206-473-1204 or olivier.p.martinez@ml.com


Your wealth is important—to who you are now, and to your future self. I look to help you manage your wealth more thoughtfully and strategically, addressing your current interests and priorities, while laying the groundwork for your long-term ambitions.

People come to me with different needs:

·         Technology executives, engineers, and other wealth builders look to me for one-on-one advice in managing their finances. We tackle important considerations, like saving, investing, career advancement, and lifestyle needs. I provide them with forthright advice, encouragement, and structure, helping them make incremental changes to their habits that can have a significant impact on their long-term trajectories.

·         Other clients look to me for help in streamlining the many moving parts of their wealth. These clients recognize that their financial lives would benefit from sustained attention and focus. Together, we dive in, determining what is working well for them and what could use some fine-tuning. I also help them consider the crossroads that lie ahead in their lives and legacies and the actions they can take today to pursue better outcomes in the future.

·         Finally, some individuals come to me with questions. They want to know if they are doing enough – saving enough, planning enough, investing enough. Others may have one area of their wealth in which they really excel but are looking for assistance with other aspects—sometimes insurance, higher education savings, retirement strategy, or access to lending through Bank of America. Each person is different, a dynamism that lends vibrancy to my work. I enjoy distilling these questions and arriving at concrete answers, tailoring my approach to the nuances of each client’s situation.

Speak with me for a few minutes, and I believe you’ll hear something different. I love what I do, bringing a genuine joy and enthusiasm to my role. I also love meeting new people and learning about their backgrounds and interests.

REACH OUT TO ME DIRECTLY AT: 206-473-1204 or olivier.p.martinez@ml.com

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Anthem video thumb.jpg 
      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.