Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
It's natural for people who otherwise excel at managing today's affairs to underprepare for the very different financial and life challenges that their retirement years will bring. Thankfully, it's never too early - or too late - to prepare for this transition and it’s always better to prepare than to repair.
You want to live the best life possible with the assets available. I can help you plan for your eventual transition into retirement, or help you to structure your legacy after you are gone, manage your investments and cash flow with prudence and care, and help you mitigate your insurable risk.
Whether you need to create a long-term financial strategy, manage your investments, insure a life, or create a retirement plan for you or your company, I believe in delivering Merrill Lynch's world class resources with a personal touch. You matter, and I'm here to help you.
My Service Philosophy: Understanding your situation is vital to building a trust relationship. These 3 things will help me to serve you.
1. Understand what really matters to you and your family that may have financial underpinnings. Are there things that make you uneasy? Have you shared this with everyone that needs to know?
2. Help you to structure financial goals and maintain a strategy to achieve those goals. Industry research shows that investors are significantly more satisfied with their advisor when goals, portfolio performance, and risk management are openly discussed.
3. Understand your investment personality. Are you a validator, who wants to make decisions but also have access to an advisor to serve as a sounding board? Are you a collaborator, who wants to depend on the advisor's guidance and advice for investment decisions? Or, are you a delegator who wants an advisor to make decisions on your behalf?
Regardless of your investment personality, my goal is to help develop a financial strategy that addresses your risk tolerance, time horizon(s), liquidity needs, and prioritized investment goals. I want you to feel understood, informed, and comfortable.
-Licensing: I am licensed to address a wide array of financial needs, including stocks, bonds, and other securities, annuities, life insurance, and long term care insurance
-Education: I have earned the CERTIFIED FINANCIAL PLANNERTM certification awarded by the Certified Financial Planner Board of Standards, Inc., the Chartered Retirement Planning CounselorSM designation, and the Chartered Retirement Plans SpecialistSM designation. I was awarded a Masters of Management degree from the J.L. Kellogg Graduate School of Management at Northwestern University and a Bachelors of Science degree in Mechanical Engineering from the University of Illinois.
-Professional Background: As a corporate executive prior to Merrill Lynch, my demanding schedule left little time to attend to my personal portfolio. I appreciated the quality service, access to world-class research, and professionalism I found at Merrill Lynch so much that I joined the firm in 1999.
-Professional and Personal Interests: I am active with the Rotary Club of Madison serving in local and international humanitarian efforts. I am a volunteer guitar instructor for the Guitars for Veterans program. In our free time, my spouse and & I enjoy motorcycle touring, sporting clays, golf, and home enhancement projects.
Please see www.ml.com for more information about Merrill Lynch.
*Certified Financial Planner Board of Standards, Inc. owns the certification marks CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
*CRPS®, Chartered Retirement Plans SpecialistSM, CRPC® and Chartered Retirement Planning CounselorSM are registered service marks of the College for Financial Planning.
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
University of Illinois System
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Supported by the global resources of Merrill Lynch, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.